We have a usage score which can be affected by the time of day you are driving, and this applies to all of our MORE THAN SMART WHEELS drivers. Find out more here.

We know that everyday life means that you may need to drive at unsociable times, so we don't impose a curfew. 

We do give you feedback about whether you're driving at safe times in your usage score.  

Usage Score

  • Your Usage score gives you feedback based on the time of day, length of journey and number of journeys made within 24 hours.
  • Your app and dashboard have lots of tips on how to drive safely and improve your score.

For more tips on how to improve your driving score log in to your dashboard

Contact us

Call us during opening hours

We ask that you please only call us if you need to renew your policy in the next 5 days or to make a claim. Please note our phone lines will close at 5pm on Thursday 9 April and reopen at 9am on Tuesday 14 April for the Easter Bank Holiday weekend.  If your query is not urgent  please fill in our online form and we will get back to you within 5 days. 

Please note that charges may apply if you call from your mobile phone. Calls may be recorded and monitored.


0345 072 4422

Monday to Friday, 9AM to 5PM | Saturday, closed | Sunday, closed.