Multi-pet insurance

A tail-wagging 10% discount for multi-pet customers

Up to 3 pets can be added online and more when you call. To receive this discount, your pets need to be under one policy.

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Multi-pet insurance cover

We offer 4 different cover levels, from Accident Only to Premier cover, so you can pick the best insurance for your pets. We understand that your pets are more than just pets; they're part of the family. And as important members of the family, you want to make sure you protect them.

Our multi-pet insurance cover levels

Accident only

With our lowest level of cover your pets will be covered for unexpected mishaps. You'll be able to claim vet fees for a period of 12 months from the treatment for an accident or until the vet fees limit is reaches, whichever happens first. If you make a claim and have any remaining cover benefits you wish to use in the next policy years, you must renew your policy with us and there must be no break in cover.

Basic

Also known as Time Limited. Your pets will be covered for accidents or illness for 12 months from the point of treatment or until the vet fees limit you have chosen is reached, whichever comes first. If you make a claim and have any remaining cover benefits you wish to use in the next policy year, you must renew your policy with us and there must be no break in cover.

Classic

Also known as Maximum Benefit. Your pets will be covered for accidents or illness up to your chosen vet fees limit for each condition, until the limit is reached. If you make a claim or have any remaining cover benefits you wish to use in the next policy year, you must renew your policy with us and there must be no break in cover.

Premier

Also known as Lifetime. Your pets is covered for injuries and illnesses (including one-off, reoccurring and ongoing) up to your chosen vet fees limits each year, as long as you renew each year and there's no break in cover.

Vet fees limit £2,500

Vet fees limit £1,500 or £3,000

Vet fees limit £4,000 or £8,000

Vet fees limit

£4,000 (with each injury or illness limited to £1,000 of vet treatment) or £12,000 (with each injury or illness limited to £4,000 of vet treatment) each year.

Third party liability (for dogs)

Accidental damage

Emergency boarding

Optional

Lost and found cover

Optional

Lost and found cover

Pets abroad cover

Optional

Pets abroad cover

Complimentary treatment cover

Optional

Farewell cover

Optional

Farewell cover

Optional

Farewell cover

Basic, classic and premier important information:

The cost of looking after your pet's health doubles every 4 to 5 years. That's why your renewal price increases each year and your excess will increase when your pet turns 9. If a claim is paid, the price you will pay next year can double.

It’s important you budget for renewal prices to increase as your pet gets older, there is no limit to how much your renewal price can increase over time.

More pets, great savings

Whether you're new to MORE THAN or we already help protect your pet, you can get 10% off with our multi-pet insurance for dogs and cats. Add up to 3 pets to the same policy online or up to 10 pets if you call us.

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So, why MORE THAN?

Not only will your pets benefit from our multi-pet insurance, you will too. Here's how:

A welcome discount

If you're a new MORE THAN customer, you can enjoy a welcome 25% off online discount. Multiple discounts applied consecutively.

We do more

We offer 0% APR if you choose to pay for your pet insurance monthly and we have no hidden admin fees.

Claims made easy

When times get tough, we can help with our easy claims process. Ask your vet to assist with your claims form and, if they agree, we can pay them directly.

Access to expert pet vet nurses

If you have any questions or concerns about your cat, you have freephone access to qualified veterinary nurses any time, any day with vetfone.

Ready to get a quote for multi-pet insurance?

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The cost of multi-pet insurance

Because your pets are unique, we will give you a personal price for your multi-pet insurance. A few key things that will affect the cost of your insurance are your pets:

Vets: The cost of vet fees will affect your multi-pet insurance costs.
Age: It happens to the best of us. As your pets age, your multi-pet insurance cost will increase because they are more likely to get ill.
Breed: The size and health of your pets will cause the amount you pay to vary.
Claims: A claim being paid can also cause your renewal price to increase.

How to start your quote

We just need a few details about you and your pets before we can give you an insurance quote, for example:

About your pets

Names
Gender
Breeds
Dates of birth
Whether they've been neutered/spayed

About you

Name
Date of birth
Address
Date you'd like your policy to start
Contact details

You must confirm you have never had an insurance policy declared void or cancelled by an insurer, and you must not breed from your pet or earn an income from your furry friend. Your dog must not be involved in or used for racing, fighting or security purposes or as a guard dog.

Useful guides

Multi-pet insurance

A tail-wagging 10% discount for multi-pet customers