Multi-pet insurance
Enjoy a 10% discount for each pet you insure on the same policy
Up to 3 pets can be added online and more when you call. To receive this discount, your pets need to be under one policy. Discounts applied consecutively.
What is multi-pet insurance?
If you've got more than one dog or cat, a multi-pet insurance policy could be for you. One policy, one set of documents and one renewal date. Simple!
Compare our multi-pet insurance cover levels
Basic (Time Limited)
Classic (Maximum Benefit)
Premier (Lifetime)
Vet fees limit
Vet fees limit
Vet fees limit
£1,500 or £3,000
Vet fees limit
£4,000 or £8,000
Vet fees limit
£1,000, £2,000, £4,000 or £6,000 for each accident or illness each year
Accident cover
Accident cover
Illness cover
Illness cover
Third party liability (for dogs)
Third party liability (for dogs)
Accidental damage
Accidental damage
Dental – Accident only
Dental – Accident only
Dental – Accident and Illness*
Dental – Accident and Illness*
Emergency boarding
Emergency boarding
Lost and found cover
Lost and found cover
Optional
Pets abroad cover
Pets abroad cover
Optional
Complementary treatment cover
Complementary treatment cover
Farewell cover
Farewell cover
Optional
Optional
*Dental care up to £2,000. Your pet must have a dental check every 12 months.
After your pet has had their first check and any necessary work has been completed, we pay for treatment for tooth decay or gum disease that occurs before the next 12 month check or at the time of the next check.
- For teeth or gums that have been damaged in an accident
- If an underlying illness causes tooth decay or gum disease
- To remove teeth to treat an illness that is not gum disease or tooth decay
More about our cover levels
Basic
Also known as Time Limited. Our Basic policy provides cover for each new accident or illness for a period of 12 months from the first date of treatment or until your chosen vet fee limit is reached, whichever happens first.
Classic
Also known as Maximum Benefit, our Classic policy provides cover for vet fees up to your chosen vet fee limit for each new accident or illness. There is no time limit in which you can use your vet fee limit.
Premier
Also known as Lifetime cover, our Premier policy provides cover for vet fees up to your chosen vet fee for each new accident or illness each year. As long as you renew your policy with no break in cover, the vet fee limit is reinstated each year.
Premier policies bought before 20 March 2022
If you took out a pet insurance policy with us before 20 March 2022, different limits may apply.
If your policy has both a total vet fee limit as well as a limit per accident or illness, then both these limits will apply until notified at renewal. Depending on the level of cover selected, your policy will either be subject to a total vet fee limit of up to £4,000 (with each accident or illness limited to up to £1,000 of vet treatment) or up to £12,000 (with each accident or illness limited to up to £4,000 of vet treatment) each year.
If your policy has a total vet fee limit only, then this will remain unchanged.
More details on the vet fees limits that apply to your policy can be found in your schedule, or on your policy documents. If you're unsure, get in touch.
Our pet insurance cover comes highly recommended
Our Premier and £8,000 Classic pet insurance cover has achieved a 5 Star Defaqto Rating**. Cover your pets with one of the highest quality pet insurance offerings on the market.
Easy to manage multi-pet insurance with a 10% discount for each pet
Although more pets can be a handful, it doesn't mean your pet insurance needs to be.
- Save money with a 10% discount for each pet you add to the same policy
- Add any new furry friends to an existing policy with the help of our friendly customer service team
- Pick from our 3 different cover levels to give your pets the cover they need
- Pay for all your pets’ insurance at the same time if you insure them together
Ready to get a quote for multi-pet insurance?
Why choose MORE THAN multi-pet insurance?
Pets abroad cover
Pack up the whole family for your next adventure. We cover your dog or cat for healthcare and emergency expenses in certain European countries. Optional for Basic cover. Conditions and exclusions apply.
We do more
We offer 0% APR if you choose to pay for your pet insurance monthly and we have no hidden admin fees.
We pay 9 out of 10 customers claims***
When times get tough, we can help with our easy claims process. Ask your vet to assist with your claims form and, if they agree, we can pay them directly. So you don't have to worry about the unexpected. Excess applies.
Access to expert pet vet nurses
If you have any questions or concerns about your pets, you have freephone access to qualified vet nurses any time, any day with vetfone.
How to start your multi-pet quote
We just need a few details about you and your pets before we can give you an insurance quote, for example:
About your pets
- Names
- Their gender
- Breeds
- Dates of birth
- Whether they've been neutered/spayed
About you
- Name
- Date of birth
- Address
- Date you'd like your policy to start
- Contact details
Useful guides
Important information
**Our Defaqto rating applies to Premier £1,000, £2,000, £4,000 and £6,000, and Classic £8,000
***MORE THAN data from February 2022 to January 2023