Why choose our car insurance cover?

You can expect the following as standard:
24/7 emergency assistance

We won’t leave you stranded after an accident. Our comprehensive cover includes a 24/7 freephone helpline.

Courtesy car

Available with our comprehensive cover as standard when you use one of our recommended repairers. Excludes a write-off.

Uninsured driver promise

If you're involved in an accident with an identified uninsured driver that wasn't your fault, and you're able to provide the registration and description of the other vehicle, you'll keep your no claim bonus and you won't pay an excess. Comprehensive cover only. 

 

5 star Defaqto rated comprehensive cover

Our 5 star Defaqto Rated comprehensive car insurance covers accidental damage caused to your car. It also covers any damage you cause to other vehicles and injury to drivers involved in the accident. Fire or theft is also covered.

 

Need young driver or multi-car insurance?

Choose a cover option below to learn more:

What's included in our car insurance cover?

Here are some of the benefits you can expect with our 5 star defaqto comprehensive car insurance:

Personal Accident Cover

Our Personal Accident Cover provides a lump sum of £5,000 should you or your partner be involved in a life changing accident giving you or your loved ones breathing space to adjust.

In-car entertainment

From music and phones, to sat navs and DVD players, we’ll cover the in-car entertainment you’ve added to your car post purchase (limits and exclusions apply).

Windscreen repair

Whether it’s an annoying chip or a worrying crack, we’ll do our best to repair or replace your windscreen at the side of the road or at your home address. With our windscreen cover insurance, you’ll pay just £10 towards a repair and £75 for a complete replacement.

Personal belongings cover

It’s all too easy to leave your valuables in the car when you’re in a rush or simply forgetful. We’ve been there and come a cropper which is why we’ll give you up to £250 to replace personal items such as your mobile phone, sat nav or a favourite jacket that have been damaged or stolen because they were left in your car.

Car seat replacement

We know that your car is vital for getting your family out and about. That’s why we’ll replace your car seat if you've been in an accident, even if it doesn't look damaged, giving you complete peace of mind.

Emergency care benefit

We’ll contribute up to £200 for medical expenses and £1000 for replacement locks. We'll also contribute towards emergency accommodation (amount dependent on your policy), providing some much needed reassurance in an emergency situation.

Need additional cover?

You can add to your car insurance policy by selecting extra cover options to suit your needs:
MORE THAN REWARDS

Rewards that reduce your renewal

Purchase car insurance today and you could join our exciting loyalty programme MORE THAN REWARDS.

Earn cash rewards on everyday spending with brands you love - there’s no limit to how much you could save to help pay for your next renewal!

Excludes MORE THAN SMART WHEELS. 

Find out more

What level of cover do I need?

Here are the differences between our car insurance cover levels...

Comprehensive car insurance

Our 5 star Defaqto rated fully comprehensive car insurance not only covers any damage done to a third party in an accident that was your fault, but any damage to your car and other drivers as well. It will also protect you in a situation where fault cannot be proven, e.g. your car is hit in a car park and the other driver has left the scene. Fire and theft is also covered and we can keep you moving after an accident with a courtesy car while your car

Third party, fire and theft car insurance

Third Party, Fire & theft car insurance covers you for any damage made to a third party due to an accident, as well as damage caused by a fire or theft. With our Third Party, Fire & Theft car insurance you'll be covered for damage or injury you cause to another vehicle and/or its driver. Loss of or damage to your car through fire or theft is also covered. But it doesn't cover your own vehicle if it's damaged in an accident.

Top tips for cheaper motoring

Owning a car can be expensive but there are a number of things you can do to keep those costs down - find out how to reduce the costs of running a car. 

Why has my car insurance price increased?

Car insurance costs across the industry are on the up, even for loyal customers and those with no claims history. Here we look into the reasons why car insurance prices have increased.

How to avoid invalidating your car insurance

We’ve compiled a list of the top things that can invalidate your car insurance and result in a claim not being paid and unwelcome financial surprises. 

What to do in a car accident

Car accidents can happen to anyone,so it's important to be prepared. Check out our handy list of things to do if you’ve been involved in a car accident and how to make a claim with your insurance company afterwards.

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