Cat insurance
On average, our customers pay £11.36 a month for cat insurance*
*Based on 642 new customers who purchased annual cover. Excludes optional extras and includes any applicable discounts.
- We offer Lost and Found cover if your pet goes missing**
The cost of looking after your pet's health doubles every four to five years. That's why your renewal price increases each year and your excess may increase when your pet turns nine. If a claim is paid, the price you will pay next year can double. It’s important you budget for renewal prices to increase as your pet gets older, there is no limit to how much your renewal price may increase over time.
Keep them purring with MORE THAN cat insurance
Cats are independent creatures and love nothing more than exploring the great outdoors. Once in a while, they may come home with an unexpected injury or illness that needs vet attention.
Cat insurance cover levels
Accident only
Basic
Classic
Premier
Vet fees limit £2,500.
Vet fees limit £1,500 or £3,000.
Vet fees limit £4,000 or £8,000.
Vet fee limit £1,000, £2,000, £4,000 or £6,000 for each accident or illness each year.
Accidental damage
Accidental damage
Accidental damage
Accidental damage
Emergency boarding
Emergency boarding
Emergency boarding
Emergency boarding
Lost and found cover
Lost and found cover
Lost and found cover
Lost and found cover
Pets abroad cover
Pets abroad cover
Pets abroad cover
Pets abroad cover
Complementary treatment cover
Complementary treatment cover
Complementary treatment cover
Complementary treatment cover
Farewell cover
Farewell cover
Farewell cover
Farewell cover
Premier policies bought before 20 March 2022
If you took out a pet insurance policy with us before 20 March 2022, different limits may apply.
If your policy has both a total vet fee limit as well as a limit per accident or illness, then both these limits will apply until notified at renewal. Depending on the level of cover selected, your policy will either be subject to a total vet fee limit of £4,000 (with each accident or illness limited to £1,000 of vet treatment) or £12,000 (with each accident or illness limited to £4,000 of vet treatment) each year.
If your policy has a total vet fee limit only, then this will remain unchanged.
More details on the vet fees limits that apply to your policy can be found in your schedule, or your policy documents. If you're unsure, get in touch.
The experts really rate our Premier cat insurance
We got top marks from Defaqto*** for giving our customers' feline friends support in their time of need.
Why choose MORE THAN cat and kitten insurance?
Whichever cover level you choose, you and your cat will receive these great benefits:
More cats, more savings
Receive a 10% multi-pet discount for each pet that you insure on the same policy with our multi-pet discount. Discounts applied consecutively.
Pets abroad cover
Pack up the whole family for your next adventure. We cover your cat for healthcare and emergency expenses in certain European countries. Excludes Accident Only cover and is optional for Basic cover. Conditions and exclusions apply.
Claims made easy
When times get tough, we can help with our easy claims process. Ask your vet to assist with your claims form and, if they agree, we can pay them directly. Excess applies.
Access to expert vet nurses
If you have any questions or concerns about your cat, you have freephone access to qualified vet nurses any time, any day with vetfone.
Ready to start a cat insurance quote?
Cover for your feline family
Cat insurance is there for you and your cat when you both need it most, giving you added peace of mind.
Complementary treatments cover
Lost and found cover
Your cat insurance and vet costs
Our in-house vet team, explains the vet costs involved in some common cat accidents and illnesses****:
"Kidney disease can be a common condition affecting older cats as part of the ageing process. Cats can also suffer with acute kidney disease as a consequence of poisoning, such as if they were to ingest antifreeze or lillies. The average claim cost for kidney disease is £942 based on 427 claims."
"Respiratory conditions in cats can affect their upper or lower airways, and they can be acute or chronic. The most common respiratory condition affecting the upper airways is cat flu, and the most common condition affecting the lower airways is asthma. The average claim cost for treating respiratory conditions is £939 based on 245 claims."
How to start a cat insurance quote
We just need a few details about you and your cat or kitten before we can give you a personalised insurance quote, such as:
About your cat or kitten
- Name
- Breed
- Date of birth (they must be at least 8 weeks old)
- Whether they've been spayed or neutered
- If they live at your home address with you
- If they are to be used for breeding purposes
- If they are healthy or have any pre-existing conditions
About you
- Name
- Age (you must be over 18)
- Address
- The date you'd like your policy to start
- Contact details
- Whether you're the owner and keeper of the cat or kitten you want to insure
- That you have had an insurance policy declared void or cancelled by an insurer
Keep all your cats covered together with multi-pet insurance
Is more than one cat roaming your house? With a multi-pet insurance policy, cover your cats under one policy and receive a 10% discount for each cat. Saving you precious time and money.
Ready to start a cat insurance quote?
Useful guides
Important information
*MORE THAN data 1 March 2022 to 24 June 2022
**Included as standard on Classic and Premier cover levels
***Our Defaqto rating applies to Premier £1,000, £2,000, £4,000 and £6,000, and Classic £8,000
****MORE THAN pet claims data January 2020 to April 2022
*****Your renewal price increases each year and your excess may increase when your pet turns 9. If a claim is paid, the price you will pay next year can double. There is no limit to how much your renewal price can increase