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Protecting customers with insurance since 2001

Cat walking on sofa.

Cat insurance

25% online discount for new customers

    • Our Premier cover is 5 Star Defaqto rated*
    • We pay out on 92% of claims**
    • We can pay your vet directly
Cat walking on sofa.

New customers only. Your renewal price increases each year and your excess will increase when your pet turns 9. If a claim is paid, the price you will pay next year can double. There is no limit to how much your renewal price can increase. Subject to vet agreement, excess applies.

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Our cat insurance cover levels

Choose between our 4 levels of cover

Our pet insurance cover levels

Accident only

With our lowest level of cover your pet will be covered for unexpected mishaps. You'll be able to claim vet fees for a period of 12 months from the treatment for an accident or until the vet fees limit is reaches, whichever happens first. If you make a claim and have any remaining cover benefits you wish to use in the next policy years, you must renew your policy with us and there must be no break in cover.

Basic

Also known as Time Limited. Your pet will be covered for accidents or illness for 12 months from the point of treatment or until the vet fees limit you have chosen is reached, whichever comes first. If you make a claim and have any remaining cover benefits you wish to use in the next policy year, you must renew your policy with us and there must be no break in cover.

Classic

Also known as Maximum Benefit. Your pet will be covered for accidents or illness up to your chosen vet fees limit for each condition, until the limit is reached. If you make a claim or have any remaining cover benefits you wish to use in the next policy year, you must renew your policy with us and there must be no break in cover.

Premier

Also known as Lifetime. Your pet is covered for injuries and illnesses (including one-off, reoccurring and ongoing) up to your chosen vet fees limits each year, as long as you renew each year and there's no break in cover.

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Vet fees limit £2,500

Vet fees limit £1,500 or £3,000

Vet fees limit £4,000 or £8,000

Vet fees limit 

£4,000 (with each injury or illness limited to £1,000 of vet treatment) or £12,000 (with each injury or illness limited to £4,000 of vet treatment) each year.

Third party liability (for dogs)

Third party liability (for dogs)

Third party liability (for dogs)

Third party liability (for dogs)

Accidental damage

Accidental damage

Accidental damage

Accidental damage

Emergency boarding

Emergency boarding

Emergency boarding

Emergency boarding

Optional

Lost and found cover

Optional

Lost and found cover

Lost and found cover

Lost and found cover

Pets abroad cover

Optional

Pets abroad cover

Pets abroad cover

Pets abroad cover

Complimentary treatment cover

Complimentary treatment cover

Complimentary treatment cover

Complimentary treatment cover

Optional

Farewell cover

Optional

Farewell cover

Optional

Farewell cover

Farewell cover

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Basic, classic and premier important information:

The cost of looking after your pet's health doubles every 4 to 5 years. That's why your renewal price increases each year and your excess will increase when your pet turns 9. If a claim is paid, the price you will pay next year can double.

It’s important you budget for renewal prices to increase as your pet gets older, there is no limit to how much your renewal price can increase over time.

Why choose our cat insurance?

Whichever cover level you choose, you and your cat will receive these great benefits:

More cats, more savings

Receive a 10% multi-pet discount for each pet that you insure on the same policy with our multi-pet discount. Multiple discounts applied consecutively.

A welcome discount

If you're a new MORE THAN customer, you can enjoy a welcome 25% off online discount.

Claims made easy

When times get tough, we can help with our easy claims process. Ask your vet to assist with your claims form and, if they agree, we can pay them directly.

Access to expert feline vet nurses

If you have any questions or concerns about your cat, you have freephone access to qualified veterinary nurses any time, any day with vetfone.

Ready to get a quote for cat insurance?

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Protect your feline family

Cat insurance is there for you and your cat when you both need it most, giving you added peace of mind.

More care

If your cat isn't feeling themselves and your vet recommends alternative treatments, such as physiotherapy or osteopathy through a qualified practitioner, our complementary treatments cover may support you both throughout their recovery. This is included with our Basic, Classic and Premier cover levels.

More cover

If your cat has been gone longer than usual, you may claim towards the cost of advertising or cash rewards offered for their safe return with our lost and found cover. This is included with our Classic and Premier cover levels, and can be added to our Accidents Only and Basic pet insurance.

A few things you need to know

To become a MORE THAN cat insurance customer, you and your pet will need to meet some conditions. A few examples of these are:

Your pet

  • Must be at least 8 weeks old
  • Must live with you at your home address
  • Is not used for breeding (this means not used for breeding more than 2 times in its life)
  • Is not used as a business, to make money or earn an income

About you

  • Must be the owner and keeper of the pet
  • Must be over 18
  • Must live in the UK, Isle of Man or Channel Islands
  • Must never have had an insurance policy declared void or cancelled by an insurer

Got questions about our cat insurance?

Contact us

On average 92% of all claims are paid.

We can pay your vet direct. Subject to your vet’s agreement, excess applies. MORE THAN data Jan -Jul 2020.
Cat playing with ball of wool.

Common cat treatments

Even though cats are agile animals, they can sometimes feel under the weather and get injured just like us. When they're not feeling themselves, it's best to understand the different illnesses and treatments that your cat insurance can help cover. To aid your cat's recovery, we've shared common cat illnesses, causes and their treatments for cats in our handy guide.


Read our guide

Getting started with your cat insurance quote

We just need some details about you and your cat or kitten before we can give you an insurance quote, these include:

About your cat or kitten

  • Name
  • Breed
  • Date of birth
  • Whether they've been neutered/spayed

About you

  • Name
  • Address (must live in the UK, Isle of Man or Channel Islands)
  • The date you'd like your policy to start
  • Contact details

Ready to get a quote for your cat insurance?

Start a quoteRetrieve my quote

Fancy earning cash rewards on everyday purchases?

Home, car, and pet insurance customers can join MORE THAN REWARDS and start earning cash rewards on everyday purchases. Use your cash rewards to help pay towards next year’s renewal and there’s no limit to how much you can earn. Join today so that you can start earning cash rewards with brands you know and love.

Excludes MORE THAN SMART WHEELS and LOW MILER

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Useful guides

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Read our pet guides

Important information

  • *Premier £4,000 & £12,000 and Classic £8,000
  • **MORE THAN DATA January to July 2020