Receive a 10% multi-pet discount for each pet that you insure on the same policy with our multi-pet discount.
If you're a new MORE THAN customer, you can enjoy a welcome 25% off online discount.
When times get tough, we can help with our easy claims process. Ask your vet to assist with your claims form and, if they agree, we can pay them directly.
If you have any questions or concerns about your cat, you have freephone access to qualified veterinary nurses any time, any day with vetfone.
Multiple discounts applied consecutively.
With our lowest level of cover, your pet will be covered for unexpected mishaps. You'll be able to claim vet fees for a period of 12 months from the treatment for an accident or until the vet fees limit is reached, whichever happens first. If you make a claim and have any remaining cover benefits you wish to use in the next policy year, you must renew your policy with us and there must be no break in cover.
Also known as Time Limited. Your pet will be covered for accidents or illness for 12 months from the point of treatment or until the vet fees limit you have chosen is reached, whichever happens first. If you make a claim and have any remaining cover benefits you wish to use in the next policy year, you must renew your policy with us and there must be no break in cover.
Also known as Maximum Benefit. Your pet will be covered for accidents or illness up to your chosen vet fees limit for each condition, until the limit is reached. If you make a claim and have any remaining cover benefits you wish to use in the next policy year, you must renew your policy with us and there must be no break in cover.
Also known as Lifetime. Your pet is covered for injuries and illnesses (including one-off, reoccurring and ongoing) up to your chosen vet fees limits each year, as long as you renew each year and there’s no break in cover.
Your price will increase at renewal, because as your pet gets older they're more likely to get ill. A claim being paid can also cause your renewal price to increase significantly. Your excess will increase when your pet turns 9.
If your cat isn't feeling themselves and your vet recommends alternative treatments, such as physiotherapy or osteopathy through a qualified practitioner, our complementary treatments cover may support you both throughout their recovery. This is included with our Basic, Classic and Premier cover levels.
If your cat has been gone longer than usual, you may claim towards the cost of advertising or cash rewards offered for their safe return with our lost and found cover. This is included with our Classic and Premier cover levels, and can be added to our Accidents Only and Basic pet insurance.
> Must be at least 8 weeks old
> Must live with you at your home address
> Is not used for breeding (this means your pet has not been used for breeding more than two times in its life)
> Is not used as a business, to make money or earn an income
> Must be the owner and keeper of the pet
> Must be over 18
> Must live in the UK, Isle of Man or Channel Islands
> Must never have had a pet policy declared void or cancelled
Get in touch with us if you have any questions about the eligibilty of you and your pet.
When they're not feeling themselves, it's best to understand the different treatments and vet costs that your cat insurance can help cover. To aid your cat's recovery, we've shared the average costs and examples of accidents, short-term illnesses and ongoing treatments for cats in our handy list here:
| Unexpected accidents | Average |
|---|---|
| Accidents | £644 |
| Short-term illnesses | Average |
|---|---|
| Vomiting | £590 |
| Weight loss | £587 |
| Respiratory condition | £726 |
| Loss of appetite | £577 |
| Lethargy | £546 |
| Ongoing treatment | Average |
|---|---|
| Thyroid issues | £798 |
| Kidney/Renal Disease | £705 |
| Lameness | £493 |
| Kidney/Renal Failure | £651 |
| Cystitis | £398 |
Source: all treatment costs paid in 2018 for policies underwritten by RSA, including MORE THAN.
We just need some details about you and your cat or kitten before we can give you an insurance quote, these include.
About your cat or kitten:
About you:
When getting a pet quote; you must confirm you have never been declined pet insurance in the past and, your pet is not used in a business or you're not earning money from your cat.
Purchase cat insurance today and you could join our exciting loyalty programme MORE THAN REWARDS.
Earn cash rewards on everyday spending with brands you love - there’s no limit to how much you could save to help pay for your next renewal!
Does cat insurance cover dental work?
Dental care is covered with our Premier cover level, if your pet has had their teeth checked and any vet treatment carried out in the 12 months before a condition starts. Accidental dental damage is covered in all 4 of our cover levels.
Can I get cat insurance if my pet is already sick?
You can still get pet insurance, but it will not cover pre-existing conditions. These are health issues, concerns, illnesses and injuries which have developed or are showing signs of developing which you or your vet were aware of before you took out the policy.
Can I get insurance for my older cat?
Yes - we have no upper age limit on the cats we insure.
Can I insure multiple cats?
Yes - with our multi-pet option, you can insure as many as 3 pets on one policy online or up to 10 pets through our call centre. For each cat or dog you add, you will receive a 10% discount.
I am a breeder, can I get cat insurance?
No - unfortunately, we are unable to insure breeders.
Cats are our favourite fluffy companions. Check out our top tips on what to consider when getting a kitten.
Help your pet if they look like they’re struggling with the summer heat with our guide here.
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