Your jewellery, watches and personal computers are the most likely things to be taken if your home is broken into. For added peace of mind, these types of valuable belongings will be covered up to £1,000 per item, up to a total of £7,500 as standard (can be increased to £30,000). If you own any items worth more than £1,000, you'll need to tell us about them and also tell us if you want them to be covered when taken outside of your home.
For those 'oops!' moments in your home, you can add Accidental Damage cover to your contents insurance policy to protect your TVs, computer equipment, carpets and furniture.
£250 compulsory excess applies to accidental damage claim.
To cover your everyday items that you take out of your home (worth under £1,000) from loss or damage, you'll need to add personal possessions cover.
You'll get up to £2,000 cover for contents in your garden, such as garden furniture and barbecues.
For one month before and after a special event such as a wedding, anniversary or birthday, you’ll benefit from an extra 10% contents cover.
Yours or your family's belongings will also be covered up to £11,250 when they are temporarily removed from the home within the British isles, so it's perfect if you have children living away at university.
