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Every 35 seconds, someone chooses MORE THAN ^

Protecting customers with insurance since 2001

Dog breeds – tips and advice

All dogs are different. Finding the breed that will fit perfectly into your home and life is really important.

Three dogs.

Cost of vet bills

Just like us, dogs can get ill or have an accident every now and then. Our claims table shows some of the most common claimed for conditions. Information is based on MORE THAN insurance customers between 1 January 2022 to 31 December 2023. You can also see the average claim cost, excluding excess. Find out more about what each one entails by clicking on the condition name.

Condition
Number of claims
Average paid out
3,143
£1,005
2,844
£107
2,685
£572
2,276
£742
1,673
£1,351
Condition
Number of claims
3,143
Average paid out
£1,005
Condition
2,844
Average paid out
£107
Condition
2,685
Average paid out
£572
Condition
2,276
Average paid out
£742
Condition
1,673
Average paid out
£1,351
Based on MORE THAN data 1 January 2022 to 31 December 2023. Average cost paid out includes excess.

The average cost of pet insurance

The average cost of insuring your dog with MORE THAN is £196.27 per year. This is based on a limited cover policy, such as our Classic or Basic policies. For a policy with lifetime cover, such as our Premier plan, the average is £256.50 per year.*

The cost of looking after your pet's health doubles every four to five years. That's why your renewal price increases each year and your excess will increase when your pet turns 9. If a claim is paid, the price you will pay next year can double.

It’s important you budget for renewal prices to increase as your pet gets older. There is no limit to how much your renewal price can increase over time.

*Based on new customers who purchased annual cover. Excludes optional extras and includes any applicable discounts (MORE THAN data January to August 2023)

Luke Mallion, our in house vet, seated.
A green Quote, speech mark.
"There is no National Health Service for animals. All veterinary work is private and bills can add up quickly. Comprehensive cover can give you peace of mind should your furry friend need urgent or long-term care. "
Luke Mangion, MORE THAN vet

Insuring your dog

Insuring your four-legged friend can give you added peace of mind should the worst happen. Insurance is recommended by the British Veterinary Association to help you with the cost of vet fees.

Our Premier pet insurance has achieved a 5 Star Defaqto Rating. Rest assured that your pets are in safe hands with one of the highest quality offerings on the market.

(Defaqto rating applies to Classic £8,000, Premier £1,000, £2,000, £4,000 & £6,000.)

Start a pet quote
Defaqto 5 Star Rated pet insurance logo for 2024.

Find out more about different dog breeds in our guides

Some breeds are more susceptible to different illnesses than others. The right insurance can help to give you the peace of mind that you can keep your pet happy and healthy.

Tips and advice if you're thinking of becoming a dog owner

Our in-house vet, Luke Mangion, share his advice for anyone thinking about getting a dog.

Types of dog breeds

Over time, dogs have been bred for different jobs and purposes, such as sheep dogs or racing dogs. Today, dogs are mainly bred to be our pet and furry companion. There are seven main groups of dog breeds.

Pastoral
Working
Toy
Gun
Terrier
Hound
Utility

Pastoral

Pastoral dogs are sometimes known as herding dogs. They were originally bred for herding and moving livestock such as sheep and cows.

Characteristics:

  • Agility
  • Speed
  • Loyalty

Pastoral dog breeds:

German Shepherd dog sitting on grass
German Shepherd dog sitting on grass

Pastoral

Pastoral dogs are sometimes known as herding dogs. They were originally bred for herding and moving livestock such as sheep and cows.

Characteristics:

  • Agility
  • Speed
  • Loyalty

Pastoral dog breeds:

Our partnernship with Dogs for Good

We've teamed up with the life-changing charity, Dogs for Good. They create partnerships between people living with disabilities and specially trained assistance dogs.

Learn about our partnership
MORE THAN and Dogs for Good logos in a banner for the 2023 partnership.