Must use our authorised tradespeople.
We’ll replace your old items with new ones if they are lost or damaged and can’t be repaired. Terms and conditions apply.
Assistance for you, your family and pets if your home is damaged and can’t be lived in due to an insured event.
Use your cash rewards to help pay towards your next renewal.
Our friendly sales, service and claims teams are always happy to assist you.
You'll get up to £1 million cover for your buildings and up to £100,000 for your contents with our standard cover levels.
If you choose to buy our upgraded buildings and contents cover, you’ll benefit from a 5 star Moneyfacts rated policies - one of the highest quality ratings in the insurance market.
Buildings and contents only
Buildings cover only
Contents cover only
What's included as standard
Must use a MORE THAN authorised tradesperson
Optional add-ons and upgrades
Optional upgrade.
*£250 compulsory excess applies to accidental damage claim
Optional upgrade
Optional upgrade
Optional add-on
Optional add-on
What's included as standard
Must use a MORE THAN authorised tradesperson
Optional add-ons and upgrades
Optional upgrade
*£250 compulsory excess applies to accidental damage claim
Optional add-on
Optional add-on
Optional upgrade
Optional upgrade
What's included as standard
Must use a MORE THAN authorised tradesperson
Optional add-ons and upgrades
Optional upgrade
*£250 compulsory excess applies to accidental damage claim
Optional upgrade
Optional upgrade
Optional add-on
Optional add-on
Optional upgrade
Take the stress out of accidents – they happen but they don’t need to be an issue. Add accidental damage to your buildings insurance and you’ll be covered for accidental damage to drains and pipes, windows, baths and toilets. Add it to your contents insurance and you'll be covered for accidental damage to your carpets, furniture, TVs and computer equipment in your home.
Compulsory £250 excess applies.
Upgrade your policy from the standard £200 Home Emergency Assistance, to cover you up to £1,000. Should the worst happen, we’ll send one of our recommended tradespeople to come to your home and make it safe and secure. This upgraded emergency cover will help to fix your electrical supply or main heating system failures, repairs to your roof or drainage systems.
To cover the items you carry around with you every day such as mobile devices and jewellery (worth less than £1,000), you'll need to add personal possessions cover (excess applies). You can also cover any items worth more than £1,000 - you just need to tell us about them so we can add each one to your policy.
Add legal services and you'll benefit from having access to online templates to create legal documents such as a will and many more. You can submit them for review by a legal representative. Plus, get up to £50,000 towards legal expenses for certain disputes.
You'll be covered for rebuild costs of up to £1 million. If after a flood or fire your home becomes uninhabitable, we'll find you, your family and pets alternative accomodation, while repair works are carried out (cover limits apply). Plus we cover up to £200 for certain home emergencies and you can upgrade this to £1,000 worth if needed. Must use an authorised MORE THAN tradesperson. Terms and conditions apply.
Home contents insurance will cover your belongings up to £100k, new for old cover (if lost or damaged items such as carpets or furniture cannot be repaired, we’ll replace them with new ones), £7,500 for high value and high risk items, theft from outbuildings, £500 freezer food cover and £1,000 locks and keys cover. Upgrade to get £11,250 for items moved temporarily away from home and £2,000 for contents in the open. Terms and conditions apply.
Purchase home insurance today and you could join our exciting loyalty programme MORE THAN REWARDS.
Earn cash rewards on everyday spending with brands you love - there’s no limit to how much you could save towards your next renewal!
Home emergencies can cause significant damage and potentially cost a lot of money to put right. While they are sometimes unavoidable, here are our top 10 tips to reduce the chance of a home emergency taking place and limit the damage if something does occur.
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