Pet insurance
25% online discount for new customers
- Our Premier cover is 5 Star Defaqto rated*
- We pay out on 91% of claims**
- We can pay your vet directly
Subject to vet agreement, excess applies.
Cover for your pet
No need for bubble wrap. Cover your furry companion with pet insurance instead.
Our pet insurance cover levels
Accident only
Basic
Classic
Premier
Vet fees limit £2,500
Vet fees limit £1,500 or £3,000
Vet fees limit £4,000 or £8,000
Vet fees limit
£4,000 (with each injury or illness limited to £1,000 of vet treatment) or £12,000 (with each injury or illness limited to £4,000 of vet treatment) each year.
Third party liability (for dogs)
Third party liability (for dogs)
Third party liability (for dogs)
Third party liability (for dogs)
Accidental damage
Accidental damage
Accidental damage
Accidental damage
Emergency boarding
Emergency boarding
Emergency boarding
Emergency boarding
Lost and found cover
Lost and found cover
Lost and found cover
Lost and found cover
Pets abroad cover
Pets abroad cover
Pets abroad cover
Pets abroad cover
Complementary treatment cover
Complementary treatment cover
Complementary treatment cover
Complementary treatment cover
Farewell cover
Farewell cover
Farewell cover
Farewell cover
We've got some great cover included
As standard or as optional extras, depending on the cover level you choose.
- Lost and found cover
Does your pet love to roam too far from home? You could claim towards the cost of advertising or offering a reward for their safe return if they go missing or they are stolen with our lost and found cover. Our Classic and Premier cover levels include this as standard.
- Pet's abroad cover
No one gets left behind this year. Pack up the whole family for your next adventure with our pet's abroad cover. We cover your dog or cat for healthcare and emergency expenses in certain European countries. Excludes accident only cover and is optional for Basic cover.
Conditions and exclusions apply.
Ready to start a pet insurance quote?
Need cat or dog insurance?
Find out more about our pet insurance options for cats and dogs:
Why choose our pet insurance?
We love pets almost as much as we love people (sometimes even more), which is why we like to make sure you're both benefiting from your pet insurance. As MORE THAN pet insurance customers, you can both enjoy:
New customer benefits
If you're a new MORE THAN customer, you can enjoy a welcome 25% off online discount. Multiple discounts applied consecutively.
More pets, more savings
Receive a 10% multi-pet discount for each pet that you insure on the same policy with our multi-pet discount. Multiple discounts applied consecutively.
Claims made easy
When times get tough, we can help with our easy claims process. Ask your vet to assist with your claims form and, if they agree, we can pay them directly. Excess applies.
24/7 qualified vet nurses
If you have any questions or concerns about your pet, you have freephone access to qualified veterinary nurses any time, any day with vetfone.
Ready to get a quote for pet insurance?
Fancy earning cash rewards on everyday purchases?
Home, car, and pet insurance customers can join MORE THAN REWARDS and start earning cash rewards on everyday purchases. Use your cash rewards to help pay towards next year’s renewal and there’s no limit to how much you can earn. Join today so that you can start earning cash rewards with brands you know and love.
Excludes MORE THAN SMART WHEELS and LOW MILER
Added peace of mind with pet insurance
Our furry companions are not just pets; they're part of the family. When they're ill or in an accident, it can be a distressing time. Having pet insurance will help with unexpected costs, giving you added peace of mind.
How we calculate your pet insurance cost
All pets are totally unique, which is why we give you a personalised quote to cover the cost of covering your pet.
Different things can affect the cost of their insurance, such as:
- Age: It happens to the best of us. As your pet ages, pet insurance costs increase, because as your pet gets older, they're more likely to get ill.
- Breed: No two pets are the same and their differences can cause the cost of insurance to vary.
- Vets: Improvements in treatment care can cause the cost of looking after your pet to increase.
- Claims: A claim being paid can also cause your renewal price to increase.
Vets costs and cover
It's always better to be safe than sorry when it comes to your pet.
Throughout your pet's life, they may experience accidents, short-term illnesses and require ongoing treatments. When you need your vets help, pet insurance can support you through these tougher times by assisting with the cost of vet fees. Here's a peek into what vet costs your pet insurance can cover:
Accidents
Short-term illnesses
Ongoing treatments
Useful guides
Important information
- *Our Defaqto Rating applies to Premier £4,000 or £12,000 and Classic £8,000
- **MORE THAN data January to December 2020