Dog insurance
25% online discount for new customers
- Our Premier cover is 5 Star Defaqto rated*
- We pay out on 92% of claims**
- We can pay your vet directly
New customers only. Your renewal price increases each year and your excess will increase when your pet turns 9. If a claim is paid, the price you will pay next year can double. There is no limit to how much your renewal price can increase. Subject to vet agreement, excess applies.
Our dog insurance cover levels
We offer four different cover levels for you to choose from
Our pet insurance cover levels
Accident only
Basic
Classic
Premier
Vet fees limit £2,500
Vet fees limit £1,500 or £3,000
Vet fees limit £4,000 or £8,000
Vet fees limit
£4,000 (with each injury or illness limited to £1,000 of vet treatment) or £12,000 (with each injury or illness limited to £4,000 of vet treatment) each year.
Third party liability (for dogs)
Third party liability (for dogs)
Third party liability (for dogs)
Third party liability (for dogs)
Accidental damage
Accidental damage
Accidental damage
Accidental damage
Emergency boarding
Emergency boarding
Emergency boarding
Emergency boarding
Lost and found cover
Lost and found cover
Lost and found cover
Lost and found cover
Pets abroad cover
Pets abroad cover
Pets abroad cover
Pets abroad cover
Complimentary treatment cover
Complimentary treatment cover
Complimentary treatment cover
Complimentary treatment cover
Farewell cover
Farewell cover
Farewell cover
Farewell cover
Basic, classic and premier important information:
The cost of looking after your pet's health doubles every 4 to 5 years. That's why your renewal price increases each year and your excess will increase when your pet turns 9. If a claim is paid, the price you will pay next year can double.
It’s important you budget for renewal prices to increase as your pet gets older, there is no limit to how much your renewal price can increase over time.
Why choose our dog insurance?
Dogs are just like us, really. They can be a little accident prone and get ill from time to time. If that happens, dog insurance can give you added peace of mind and help with unexpected costs along the way.
Multi-pet savings
Receive a 10% multi-pet discount for each pet that you insure on the same policy with our multi-pet discount.
New customer benefits
If you're a new MORE THAN customer, you can enjoy a welcome 25% off online discount.
Claims made easy
When times get tough, we can help with our easy claims process. Ask your vet to assist with your claims form and, if they agree, we can pay them directly.
Dog health experts available 24/7
If you have any questions or concerns about your pet, you have freephone access to qualified veterinary nurses any time, any day with vetfone.
Ready to get a quote for dog insurance?
Protect your furry friend
You can expect some great cover as standard with your dog insurance.
For when they need more care
If your dog isn't feeling themselves and your vet recommends alternative treatments, such as physiotherapy or hydrotherapy through a qualified practitioner, our complementary treatments cover may support you both throughout their recovery. This is included with our Basic, Classic and Premier cover levels.
For when they need more protection
If your dog gets into mischief, it's reassuring to know you're both covered against damage to other humans and their property with our third party liability cover if you are found legally responsible. You'll find this included in all 4 of our cover levels.
For when they need more time to relax
The safety of your dog is important to us, whether you're jet setting or at home. We'll cover your dog for healthcare and emergency costs within certain European countries for added peace of mind when travelling abroad together. This is included with our Classic and Premier cover, or as an optional extra on our Basic cover.
For when they need more floss
Ready to get a quote for dog insurance?
A few things you need to know
To become a MORE THAN dog insurance customer, you and your pet will need to meet some conditions. A few examples of these are:
Your pet
- Must be at least 8 weeks old
- Must live with you at your home address
- Is not used for breeding (this means not used for breeding more than 2 times in its life)
- Has not been trained to attack, used for racing, fighting, security or as a guard dog
- Is not used as business, to make money or earn an income
- Is not a breed that we don't insure
You
- Must be the owner and keeper of the pet
- Must be over 18
- Must live in the UK, Isle of Man or the Channel Islands
- Must never have had an insurance policy declared void or cancelled by an insurer.
Got questions about the eligibility of you and your pet?
On average 92% of all claims are paid
We can pay your vet direct. Subject to your vet’s agreement, excess applies. MORE THAN data January to July 2020.
Common dog treatments
We know the thought of your favourite furry friend feeling under the weather isn't very nice, but being prepared for the 'what if' situations with dog insurance will help when the unexpected happens. We've shared common dog illnesses, causes and their treatments for dogs in our handy guide.
How to get your dog insurance quote
We just need a few details about you and your dog or puppy before we can give you an insurance quote, such as:
About your dog or puppy
- Name
- Breed (we do not insure all dog breeds, read this useful guide to learn more)
- Date of birth
- Whether they've been spayed or neutered
About you
- Name
- Address
- The date you'd like your policy to start
- Contact details
Ready to get a quote for dog insurance?
Fancy earning cash rewards on everyday purchases?
Home, car, and pet insurance customers can join MORE THAN REWARDS and start earning cash rewards on everyday purchases. Use your cash rewards to help pay towards next year’s renewal and there’s no limit to how much you can earn. Join today so that you can start earning cash rewards with brands you know and love.
Excludes MORE THAN SMART WHEELS and LOW MILER
Useful guides
Important information
- *Premier £4,000 & £12,000 and Classic £8,000
- **MORE THAN DATA January to July 2020