Is it illegal not to have home insurance?

There is no legal requirement to have home insurance, but there are some situations where you may be asked if you have it.

There is no legal requirement to have home insurance. However, your mortgage provider or landlord (if you're renting) may specify that you must have a buildings or contents insurance policy.

Mortgage providers

Your mortgage provider may specify that you have a buildings insurance policy in order to get a mortgage. 

Landlords

Landlords may require tenants liability cover which is generally provided as part of your contents insurance.

Email us

We’ll reply to your message within 24 hours, Monday to Friday

 

For security reasons, please don't include payment information on your email

This field is mandatory and needs to be completed.

This field is mandatory and needs to be completed.

This field is mandatory and needs to be completed.

This field is mandatory and needs to be completed.

This field is mandatory and needs to be completed.

This field is mandatory and needs to be completed.

Contact Us

Phone
Give us a call

0330 102 3627​

If you need help securing your home, call our Home Emergency number: 0800 300 684

Please note that charges may apply if you call from your mobile phone. Calls may be recorded and monitored.

Report a claim opening hours

Monday to Friday 8am to 8pm
Saturday 9am to 5pm
Sunday 9am to 4pm

BUILD: MASTER