Is it illegal not to have home insurance?

There is no legal requirement to have home insurance, but there are some situations where you may be asked if you have it.

There is no legal requirement to have home insurance. However, your mortgage provider or landlord (if you're renting) may specify that you must have a buildings or contents insurance policy.

Mortgage providers

Your mortgage provider may specify that you have a buildings insurance policy in order to get a mortgage. 

Landlords

Landlords may require tenants liability cover which is generally provided as part of your contents insurance.

Email us

We'll do our very best to get back to you within 3 working days. Due to the high demand we are experiencing, this may take a little longer, however rest assured will we respond to your query.

 

E-mails are not encrypted so please only provide us with the requested information, and we will be back in touch if we require any more information to complete your request.

For security reasons please do not send sensitive information such as bank, debit or credit card details via email. MORE THAN cannot be held responsible for information transmitted in this way.

This field is mandatory and needs to be completed.

This field is mandatory and needs to be completed.

This field is mandatory and needs to be completed.

This field is mandatory and needs to be completed.

You need to provide us with a number for us to call you back on if we need to discuss your policy.

Please enter the best number to call you back on if we need to discuss your policy.

This field is mandatory and needs to be completed.

This field is mandatory and needs to be completed.

Please select
Please select
Make a change to my policy
Renew my policy
Cancel my policy
Make a payment
Make a general enquiry
Make a complaint

You need to tell us the main reason for contacting us about your policy.

Please select
Please select
New property address
New postal address
Add or remove cover
My property is not being lived in
New personal details
Add or remove someone
Other - I will provide more information

You need to tell us about the change to your policy.

This field is mandatory and needs to be completed.

You can tell us about a change to your policy up to 30 days in advance. Please don't enter a date in the past or anthing over one month in the future.

This field is mandatory and needs to be completed.

This field is mandatory and needs to be completed.

For security reasons. please do not send sensitive information such as bank, debit or credit card details via email. MORE THAN cannot be held responsible for information transmitted in this way.

Contact Us

Phone
Give us a call

We ask that you please only call us if you need to renew your policy in the next 5 days or to make a claim.

0330 100 7822

If your query is not urgent, please fill in our online form and we will get back to you within 3 working days.

Please note that charges may apply if you call from your mobile phone. Calls may be recorded and monitored.

Opening hours

Monday to Friday: 8am to 6pm
 

BUILD: MASTER