I work from home, am I covered for employee liability for people working in my home with me?

Is my employee covered for liability while in my home? Find out more about employee liability and public liability insurance.

If you have a MORE TH>N home insurance policy, any domestic employees such as cleaners and gardeners are covered for liability.

If you run a business

However, if you're running a business from the property, with customers and staff visiting the property, then you'll need a specific employers and public liability policy to cover this.

It wouldn't be covered under your home policy which is a personal, not a commercial policy.

Public liability insurance

We're able to offer you a separate quote for public liability insurance.

Find out more about public liability insurance.

You can also get in touch using one of the options below.

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Contact Us

Phone

Give us a call

0330 102 3627

If you need help securing your home, call our Home Emergency number: 0800 300 684

Please note that charges may apply if you call from your mobile phone. Calls may be recorded and monitored.

Report a claim opening hours

Monday to Friday 8am to 8pm
Saturday 9am to 5pm
Sunday 9am to 4pm

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About Us

MORE TH>N is a trading name of Royal & Sun Alliance Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323).