Due to coronavirus (COVID-19) and its effect on worldwide travel, we have decided to suspend new sales of our travel insurance as a temporary measure.


If you’re an existing customer, you can still access your online portal as usual to manage your account or make a claim. If you are looking to renew your policy, please contact us on 0800 980 5573.

Or, for further details please read our frequently asked questions below.

The Coronavirus outbreak

Your questions answered


With new cases of the Coronavirus (COVID-19) being diagnosed in various countries, customers have been calling us to know whether they should go ahead with their travel plans, postpone or cancel their trips. 

Firstly, if you have any medical conditions that may restrict your ability to travel we advise you to talk to your GP and discuss any concerns you might have, also factoring the health guidelines set out by the country you intend to visit. Please note, our travel insurance policies do not cover travel undertaken to an area where the FCO (Foreign and Commonwealth Office) advise against all or all but essential travel.

For the most up-to-date information contact your airline, accommodation provider and internal transport handler well ahead of your journey. 

You can also monitor the situation through these official sources:


Foreign and Commonwealth Office (FCO)

World Health Organisation (WHO)

Here’s a list of our customer’s most asked Coronavirus questions:


  • Will my policy cover medical treatment for the Coronavirus if I become unwell on my trip and will my return home be covered? 

If you become unwell during your trip as a result of the Coronavirus you would be covered as normal under the medical expenses section of the policy. This is provided you have not travelled against FCO advice. 


  • Will my policy cover me if I cancel my trip due to the Coronavirus?

Cover is provided for cancellation if the FCO advise against all or all but essential travel to your destination after you booked your holiday and purchased your travel insurance (whichever is later), if you cannot recover the costs from your airline or travel provider. 

If you become unwell in the UK and need to cancel due to the coronavirus meaning you aren’t fit to travel you would be covered under the Cancelling Your Trip section of the policy subject to the usual terms and conditions.

There is no cover for cancelling because you don’t want to go because of the Coronavirus. 


  • Am I covered if I am quarantined during my trip? 

There is generally no cover under the policy if you become quarantined. However, if you subsequently become ill with the Coronavirus there is cover provided under the Medical and other expenses section of the policy. 

Again, this is provided if you have not travelled against FCO advice.

The only cover provided is if you are travelling on a cruise and have purchased the optional cruise cover extension. If you have paid the required additional premium for this cover and it is shown on your schedule, you can make a claim for the policy Stateroom/Cabin Confinement benefit in the event you are quarantined/confined to your cabin by the ship’s medical officer. Any claim will be subject to the usual terms and conditions. 


Find out more about the latest FCO advice on the Coronavirus.


Find out about what our travel insurance offers

Existing customers can access our services below
Three levels of cover

You can tailor your cover level by choosing Silver Cover, Gold Cover or Diamond Cover.

Medical cover

We can provide cover for many pre-existing medical conditions.

Kids go free

Up to 6 dependent children go free on a family policy. Some existing medical conditions are chargeable.

24/7 help and support

Online access to your travel account and 24/7 emergency helpline when you're abroad.

Manage my policy

View your policy

Make a claim

Who you need to contact

Customer benefits

Find out here

Whether you're heading off for a single trip or looking for multi trip insurance, we've got it covered.

Our travel insurance gives you the peace of mind to know you can sit back and enjoy your holiday!

Silver, gold or diamond cover

Silver gives you the basic travel cover you should need for your trip. Gold adds things like missed connection cover, and provides increased cover for medical expenses and cancelling your trip, while Diamond gives the lowest policy excess (the bit you pay towards a claim) as well as the highest cover across all aspects of your policy.

A single trip travel insurance policy starts from only £9.17. Price based on a healthy individual aged 34, travelling to Europe for 3 days on a Silver policy bought online. Travel Insurance data, 15 January 2020.

Cover for pre-existing medical conditions

We offer comprehensive travel insurance for customers with pre-existing conditions - after all you deserve a holiday too. Subject to medical screening and an extra premium might apply.

Up to 6 kids go free

We offer cover for your partner, your family or the group you’re travelling with. Plus up to 6 dependent children under 18 are covered for free on a family policy. Some existing medical conditions are chargeable.

24-hour emergency assistance

Rest assured, you'll get access to a 24-hour emergency assistance phoneline when you're abroad. You can also access your policy documents in your online account whenever you need them.

Enhance your cover

You can add the following cover to your policy for additional protection:

  • Gadget cover
  • Excess waiver
  • Golf cover
  • Sports & activities cover

Upgrade your cover

For those special trips you can upgrade your cover for:

Need to check your policy details?

Find out how to get them below:
Existing customers:
View and download your policy documents and policy wording by logging into your account.

Not registered yet? Sign up for your account
Need to speak to us? Call us on 0345 078 7502. 

Not bought a policy direct from MORE THAN yet?
View and download the relevant policy documents below:

Travel insurance policy wording
Travel insurance product information document (silver)
Travel insurance gold product information document (gold)
Travel insurance diamond product information document (diamond)
Travel insurance essential information

Need help?

Calls may be recorded and monitored.

Guides and information