What is a multi-car insurance discount?

If you have multiple cars to insure in your household, we’ll reward you with a 15%* discount if you insure them with us. In fact, with our multi-car discount there isn't a limit to the amount of cars you can insure. After the original car policy, every additional car will be discounted 15%*. Plus, you won’t need any extra paperwork to complete the quote. 

Multi-car insurance discount allows you to:


  • Ensure each policy meets your individual needs
  • Register, view and manage policies online
  • Organise separate renewal dates
  • Make claims without affecting the other policyholders
  • Benefit from our MORE THAN Rewards scheme

Is multi-car insurance cheaper?

There are many ways of reducing car insurance costs, and getting a multi-car insurance discount is an excellent way of being smart with your money.


Who will a multi-car insurance discount suit?

  • If you own more than one car
  • If you’re a family with more than one driver
  • If you’re a couple with more than one vehicle
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How do I get my multi-car insurance discount?

Begin your quote now and your discount will be automatically added.

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How does a multi-car insurance discount work?

1.    You already have an existing policy with us. You know and trust us. 

2.    You want to get another car insured. You contact us for a quote. 

3.    This and every car you insure with us will receive a 15%* discount.


Getting a quote is simple. You’ll need:

Some info about your car, including:

  • Your car reg. Once we have this, we can find the make and model
  • Your approximate mileage

Some info about you, including

  • Your driving history – including previous claims or convictions

More benefits of a multi-car insurance discount:


  • 15%* discount for each additional car you insure with us
  • You can set different excess levels
  • You earn no claim bonus on each policy
  • You can choose different optional extras for each policy
  • You choose different drivers for each vehicle
  • Our comprehensive cover is rated 5 Stars by independent financial experts Defaqto. 

Frequently asked questions

Here's a list of our customers' most asked questions.

How many vehicles can a multi-car insurance discount cover?

It’s unlimited. The important part is the cars must be in the same household to be eligible for a discount. Discount applies to new policies only. 

Will a multi-car insurance discount save me money?

Yes, you’ll get 15%* off every additional car you insure with us – no matter how many cars you insure.

Do all the vehicles need to be at the same address?

Yes. They don’t have to be owned by the same person, and they might not be owned by family members, but if they’re in the same household, you’ll get your discount.

Will a multi-car insurance discount be cheaper for young drivers?

We suggest our excellent SMART WHEELS black box insurance – purpose-built for young drivers aged 17-24.

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*Standard conditions and minimum premiums apply. Discount applies to new policies only. We may withdraw or replace offers at any time.  Discount may be revoked if first policy cancelled.