Every 35 seconds, someone chooses MORE THAN ^

Every 35 seconds, someone chooses MORE THAN ^

Protecting customers with insurance since 2001

Important product update

From 29 February 2024, MORE THAN will no longer offer landlord or commercial landlord insurance to new or renewing customers.

If you're a current customer, there is no need to worry. You'll continue to be insured and your cover will carry on as normal for your full policy year. You can get in touch with us to make a claim and make any other changes in all the usual ways. 

We will contact you in plenty of time before your renewal is due with details about next steps.

If you're a new customer with a quote that's valid for a set amount of time, you'll be able to retrieve your quote. You won't be able to retrieve any landlord insurance quotes after 29 February.

Check our FAQs for more details, or go to our contact us pages if you would like to get in touch.

Restaurant front.

Landlord insurance

Commercial landlord insurance

Insurance for warehouse, industrial unit or leasehold shop or office owners.
Restaurant front.

Insure your commercial premises

with monthly 0% APR payments

If you let a business property, you'll need cover against loss or damage to it.

You'll get the following benefits as standard:

Freephone 24/7 advice line

We're here to help with any legal, health & safety or other landlord-related issues when you need it most.

Accidental damage

Our cover includes accidental damage to your property whether it is caused by you or your tenants.

UK-based call centres

Our friendly sales, service and claims teams are always happy to assist you.

15% multi-property discount

Standard conditions and minimum premiums apply. Excludes the price for Home emergency cover and discount applied to new policies only. We may withdraw or replace the offer at any time.

Our commercial landlord insurance provides cover for damage to your property caused by you or your tenants, plus the following:

Buildings insurance

For added peace of mind, your property's external and internal structures will be covered against major unexpected events or damage such as:
  • Fire
  • Flood & burst pipes
  • Vandalism
  • Theft.

Loss or damage to your premises

  • Up to £5,000, if you need to change parts or replace your locks if your keys are stolen.
  • Up to £25,000, if your property is occupied without your authority and any utilities are used.
  • Cover for the cost of any boarding up or temporary glazing of broken glass.

Plus, if your property is damaged due to an insured event, we’ll cover your loss of rent.

Public liability insurance

When you let out a property, you have legal safety responsibilities to maintain your property so it's safe and free from health hazards for your tenants.

If a claim is made against you, our policy can provide cover for claims up to £2 million.

You can upgrade your public liability cover to £5 million, and add on extra cover for employers' liability to your policy.

Employers' liability insurance

Optional cover available up to £10 million for an injury or damage claim from an employee including legal representation and associated court costs.

Residential landlord cover

If you own residential properties, our residential landlord insurance offers the right level of cover at a competitive price.