Landlord insurance
Commercial landlord insurance
Insurance for warehouse, industrial unit or leasehold shop or office owners.
Insure your commercial premises
with monthly 0% APR payments
If you let a business property, you'll need cover against loss or damage to it.
You'll get the following benefits as standard:
Freephone 24/7 advice line
We're here to help with any legal, health & safety or other landlord-related issues when you need it most.
Accidental damage
Our cover includes accidental damage to your property whether it is caused by you or your tenants.
UK-based call centres
Our friendly sales, service and claims teams are always happy to assist you.
15% multi-property discount
Standard conditions and minimum premiums apply. Excludes the price for Home emergency cover and discount applied to new policies only. We may withdraw or replace the offer at any time.
Our commercial landlord insurance provides cover for damage to your property caused by you or your tenants, plus the following:
Buildings insurance
For added peace of mind, your property's external and internal structures will be covered against major unexpected events or damage such as:
- Fire
- Flood & burst pipes
- Vandalism
- Theft.
Loss or damage to your premises
- Up to £5,000, if you need to change parts or replace your locks if your keys are stolen.
- Up to £25,000, if your property is occupied without your authority and any utilities are used.
- Cover for the cost of any boarding up or temporary glazing of broken glass.
Plus, if your property is damaged due to an insured event, we’ll cover your loss of rent.
Public liability insurance
When you let out a property, you have legal safety responsibilities to maintain your property so it's safe and free from health hazards for your tenants.
If a claim is made against you, our policy can provide cover for claims up to £2 million.
You can upgrade your public liability cover to £5 million, and add on extra cover for employers' liability to your policy.
Employers' liability insurance
Optional cover available up to £10 million for an injury or damage claim from an employee including legal representation and associated court costs.
Residential landlord cover
If you own residential properties, our residential landlord insurance offers the right level of cover at a competitive price.