Landlord insurance
On average, our customers pay £189 a year for landlord insurance
Excludes optional extras. New customers only. MORE THAN data from January to June 2022.
Landlord insurance rated by experts
Defaqto liked our MORE THAN landlord insurance so much they gave us 5 Stars!
Welcome to landlord insurance
Ordinary home insurance often doesn't give the right amount of cover for landlords. That's where landlord insurance comes in; this insurance is specifically designed to ensure that your rented properties are properly covered and to help if things go wrong.
Let's talk about landlord cover
We've created our Landlord insurance with you in mind. Our Landlords buildings insurance policy includes the following as standard:
Landlord insurance
Landlord buildings insurance
For added peace of mind, your property's external and internal structures (the walls of your property) will be covered against major unexpected events or damage, such as:
- Fire
- Flood and burst pipes
- Vandalism
- Theft
Malicious damage
Imagine discovering that an unhappy tenant has deliberately damaged your property. It's every landlord's worst nightmare. There's no need to panic; we'll help with the repairs needed to get your property back to a lettable condition.***
Accidental damage
Accidents happen, we're all human. Whether it's a foot through the ceiling or a broken window, thanks to your landlords insurance, accidental damage caused by tenants is covered as standard.***
Choose from our optional extras
Add cover to suit your needs:
Landlord contents cover
Cover the contents you’ve put in your property for your tenants to enjoy with landlord contents cover. Upgrade your contents cover up to £5,000, £10,000, £25,000 or £50,000.
Loss of rent
If your property becomes uninhabitable after an insured event such as a burst pipe, and your tenants need to move out, you’ll be covered for loss of rent while repairs are carried out. Plus, we’ll also cover costs that you may incur while providing alternative accommodation for your tenants.**
Home emergency cover
With home emergency cover, we’ll pay up to £1,000 to cover the repair costs. Please note, we do not cover any incident which occurs during the first 7 days following the start of your home emergency cover. Whether there’s a water leak or your property has been broken into, home emergency cover will have your back by sending one of our authorised tradespeople to fix what needs fixing.
Why choose our cover?
You'll get the following benefits as standard:
Help when you need it most
We’ve got 4 individual helplines available for our landlord insurance customers. Ensuring you get the help you need when you need it most. This includes tax, counselling, legal expenses and health & safety helplines.
What you see is what you get
Alternative accommodation cover
If your property is damaged and becomes uninhabitable by an insured event and your tenants need to move out temporarily, we’ll be able to help. Our alternative accommodation costs included with our optional loss of rent cover will make sure your tenants have a roof over their head.
Related guides
Important information
*MORE THAN data from January to June 2022. Excludes optional extras. New customers only.
**Residential property only.
***Subject to tenant's employment status.