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Protecting customers with insurance since 2001

Updates: Coronavirus help and support and changes to our business products.

Landlord insurance

Landlord Insurance from £157 a year*

  • Covers against fire, flood, burst pipes, vandalism and theft as standard
  • Make a claim online 24/7
  • Cover up to 5 properties in one policy

Excludes optional extras. Based on 51% of new customers who purchased annual Landlord cover.*

Welcome to landlord insurance

Our landlord insurance will cover your investment from the risks you could encounter when renting out your property, including malicious and accidental damage as standard.

Ordinary home insurance often doesn't give the right amount of cover for landlords. That's where landlord insurance comes in; this insurance is specifically designed to ensure that your rented properties are properly covered and to help if things go wrong.

Let's talk about landlord cover

We've created our landlord insurance with you in mind. You will receive the following as standard with your policy:

Landlord insurance

Landlord buildings insurance

For added peace of mind, your property's external and internal structures (the walls of your property) will be covered against major unexpected events or damage, such as:

  • Fire
  • Flood and burst pipes
  • Vandalism
  • Theft

Malicious damage

Imagine discovering that an unhappy tenant has deliberately damaged your property. It's every landlord's worst nightmare. There's no need to panic; we'll help with the repairs needed to get your property back to a lettable condition (subject to tenant's employment status) for no extra cost.

Accidental damage

Accidents happen, we're all human. Whether it's a foot through the ceiling or a broken window, thanks to your landlords insurance, accidental damage caused by tenants is covered as standard (subject to your tenant's employment status).

Choose from our optional extras

Add cover to suit your needs:

Landlord contents cover

Cover the contents you’ve put in your property for your tenants to enjoy with landlord contents cover. Upgrade your contents cover up to £5,000, £10,000, £25,000 or £50,000.

Loss of rent

If your property suffers from a burst pipe or fire and your tenants need to move out whilst it is being sorted, you’ll be covered for loss of rent. Plus, we’ll cover temporary alternative accommodation costs if the property becomes uninhabitable for your tenants. Loss of rent cover only applies to insured events and residential property only.

Home emergency cover

With home emergency cover, we’ll pay up to £1,000 to cover the repair costs. Please note, we do not cover any incident which occurs during the first 7 days following the start of your home emergency cover. Whether there’s a water leak or your property has been broken into, home emergency cover will have your back by sending one of our authorised tradespeople to fix what needs fixing.

Why choose our cover?

You'll get the following benefits as standard:

Help when you need it most

We’ve got 4 individual helplines available for our landlord insurance customers. Ensuring you get the help you need when you need it most. This includes tax, counselling, legal expenses and health & safety helplines.

What you see is what you get

What you see is what you get. You'll find malicious and accidental damage included as standard with your landlord insurance.

Alternative accommodation cover

If your property is damaged and becomes uninhabitable and your tenants need to move out temporarily, we’ll be able to help. Our alternative accommodation costs included with our optional loss of rent cover will make sure your tenants have a roof over their head. Plus, you won’t be out of pocket either.

Important information

Landlord Insurance from £157 a year* 

MORE THAN data Jun 2020 - Jan 2021