We sell a policy every two minutes ^

We sell a policy every two minutes ^

Protecting customers with insurance since 2001

Keys on hooks.

Landlord insurance

On average, our customers pay £189 a year for landlord insurance

Keys on hooks.

Excludes optional extras. New customers only. MORE THAN data from January to June 2022.

Defaqto five Star expert rated landlord insurance awarded in 2022.

Landlord insurance rated by experts

Defaqto liked our MORE THAN landlord insurance so much they gave us 5 Stars!

Welcome to landlord insurance

Our landlord insurance will cover your investment from the risks you could encounter when renting out your property, including malicious and accidental damage as standard.**

Ordinary home insurance often doesn't give the right amount of cover for landlords. That's where landlord insurance comes in; this insurance is specifically designed to ensure that your rented properties are properly covered and to help if things go wrong.

Let's talk about landlord cover

We've created our Landlord insurance with you in mind. Our Landlords buildings insurance policy includes the following as standard:

Landlord insurance

Landlord buildings insurance

For added peace of mind, your property's external and internal structures (the walls of your property) will be covered against major unexpected events or damage, such as:

  • Fire
  • Flood and burst pipes
  • Vandalism
  • Theft

Malicious damage

Imagine discovering that an unhappy tenant has deliberately damaged your property. It's every landlord's worst nightmare. There's no need to panic; we'll help with the repairs needed to get your property back to a lettable condition.***

Accidental damage

Accidents happen, we're all human. Whether it's a foot through the ceiling or a broken window, thanks to your landlords insurance, accidental damage caused by tenants is covered as standard.***

Choose from our optional extras

Add cover to suit your needs:

Landlord contents cover

Cover the contents you’ve put in your property for your tenants to enjoy with landlord contents cover. Upgrade your contents cover up to £5,000, £10,000, £25,000 or £50,000.

Loss of rent

If your property becomes uninhabitable after an insured event such as a burst pipe, and your tenants need to move out, you’ll be covered for loss of rent while repairs are carried out. Plus, we’ll also cover costs that you may incur while providing alternative accommodation for your tenants.**

Home emergency cover

With home emergency cover, we’ll pay up to £1,000 to cover the repair costs. Please note, we do not cover any incident which occurs during the first 7 days following the start of your home emergency cover. Whether there’s a water leak or your property has been broken into, home emergency cover will have your back by sending one of our authorised tradespeople to fix what needs fixing.

Why choose our cover?

You'll get the following benefits as standard:

Help when you need it most

We’ve got 4 individual helplines available for our landlord insurance customers. Ensuring you get the help you need when you need it most. This includes tax, counselling, legal expenses and health & safety helplines.

What you see is what you get

What you see is what you get. You'll find malicious and accidental damage included as standard with your landlord insurance.***

Alternative accommodation cover

If your property is damaged and becomes uninhabitable by an insured event and your tenants need to move out temporarily, we’ll be able to help. Our alternative accommodation costs included with our optional loss of rent cover will make sure your tenants have a roof over their head.

Important information

*MORE THAN data from January to June 2022. Excludes optional extras. New customers only.

**Residential property only.

***Subject to tenant's employment status.