A new law came into force in 2011 which made it illegal to keep a vehicle without appropriate insurance unless it is declared as off the road. This change in law is designed to help reduce the problem of uninsured drivers in the UK and will help to protect you and other honest drivers.
The New Process
The DVLA now compare their records with the Motor Insurance database (MID), the UK’s central record of vehicle insurance. If a vehicle does not have a record of insurance then the registered keeper will receive a letter explaining the steps to take to avoid enforcement action, including:
These new powers are in addition to the powers the police already have to seize an uninsured vehicle on the road and fine the driver.
How to check if your vehicle is insured.
If you want to check your vehicle is recorded as 'insured' on the MID, visit the free service www.askMID.com
Further information on the change in law is also available from the DirectGov website.