By using this website, you agree to the following terms and conditions. Please read them carefully.
If you don’t agree to these conditions of use, then we ask you not to use the website.
In these conditions of use, we use 'our', 'we', 'us' to refer to our companies together. These include EUI Limited, Admiral Group plc and any suppliers we use.
About us
More Than is a trading name of EUI Limited (Company Number 2686904). EUI Limited is an Admiral Group plc company.
Our offices are based at:
Tŷ Admiral
David Street
Cardiff
CF10 2EH
EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm Ref No: 309378). EUI Limited is in the Financial Services Register.
Policy underwriters
EUI Limited arranges the sale of pet and home insurance policies on behalf of other insurers.
You can find more information about your insurance in your Insurance Product Information Document (IPID). You can find this in your Schedule of Insurance document in your policy book.
The type of cover you have and the cost of it depends on the terms, conditions and exclusions in your policy documents.
If you have home insurance with us, you can access your policy documents in MyMoreThan or by contacting us.
If you have a pet policy with us, you can check your printed documents or get in touch with us.
Commercial use
This website is for your own personal, non-commercial use, unless you have a contract with us that says otherwise.
You confirm that any request you make on the website is genuine and only for your own personal use. For example, if you’re getting a pet insurance quote, it means you’re considering buying a pet policy for your pet.
If you misuse the website or don’t follow these conditions of use, you agree to cover any losses, damages or legal costs. You understand that we might need to get a court order in some cases, as it can be difficult for us to calculate these losses.
Residency requirement
The products and services described on this website are only available for people who live in the UK.
If you're getting a quote for pet insurance, you confirm that:
- you're living in the UK
- your pet lives with you at your declared UK address
- you'll let us know straight away if this changes
If you’re looking at home insurance, it’s because you’re a UK resident.
Legal exclusions and limitation of liability
While we try to make sure the information on our website is correct and up to date, we can’t guarantee that the content is always right, reliable or suitable. It might include mistakes or technical issues.
We are not providing any legal, accounting or other professional advice or opinion on specific facts or matters. Neither we or any of our directors or employees will be liable for damages connected with the use of our website or the information on it.
This is a comprehensive limitation of liability that applies to all damage of any kind, including (without limitation):
- compensatory
- direct
- indirect
- consequential damages
- loss of data
- income or profit
- loss of damage to property
- third-party claims
We can’t exclude or restrict liability for death or personal injury because of negligence from us, our directors or employees. Also, we can't exclude or restrict our obligations under the Financial Services and Markets Act 20000 – or any other current or future financial services legislation.
We reserve the right, at any time and without notice, to review and update the contents of this website, including these conditions of use and by continuing to use this website following any such change, you will signify that you agree to be bound by the revised conditions of use.
We take all reasonable steps to make sure this website is available all the time. But we’re not liable for any losses made if our website is unavailable for any reason, at any time or for any period.
We have the right to suspend access to the website and any services we provide at any time and for any period. We might need to suspend access to the website from time to time for routine maintenance or updates.
If you’re not sure whether the information on the website is accurate, or if you plan to make an important decision based on it, you can contact us to double‑check it first.
Data Protection and Privacy
We follow our privacy statement when we deal with any personal information you give us on the website. You can find this on our Privacy and security page.
We use different cookies on our website. You can find out more about cookies on our Cookie policy page.
Our privacy statement and cookie policy are part of these conditions of use. Please read them carefully as they explain how we use your personal data and your rights.
Corporate information for the Admiral Group Plc
Admiral Group plc (Reg. No. 03849958), EUI Limited (Reg. No. 02686904) and Admiral Insurance Company Limited (Reg. No. 04080051) are registered in England and Wales at:
Tŷ Admiral
David Street
Cardiff
CF10 2EH
Admiral Insurance (Gibraltar) Limited (Reg. No. 85455) is registered in Gibraltar at:
1st Floor
24 College Road
PO Box 575
Gibraltar GX11 3AA
The companies listed above may or may not offer products or services on this website.
Governing law
The content, products and services we offer on this website comply with appropriate UK legislation and regulation.
Unless we’ve agreed otherwise with you, any insurance contract written through EUI Limited is subject to the laws of England and Wales. The courts of England and Wales have the exclusive jurisdiction.
We own all copyright, design right and database rights and all other types of content on this website. We’ve been licensed the right to use and exploit these rights (including but not limited to the text, graphics, design, arrangements and sounds).
The content of this website or any part of it can’t be copied, distributed, uploaded, re-published, decompiled or transmitted in any way without written consent from us.
If one part of this agreement is illegal, void or not enforceable in court, then it won’t affect the rest of the content. The rules and laws will still apply.
Events beyond our reasonable control
We’re not liable for any breach of these conditions of use for events that are out of our control. These include:
- strikes
- system breakdown
- restricted network access
- fire or explosion
- accidents
- war
Trademarks and ownership of the website
We own the registered trademarks 'More Than’ and the logos associated with it.
You shouldn't use our trademarks without permission. If you use them without getting written permission, you’re breaking the law and infringing on our rights.
We own all the copyright, design and database rights, and all other trademarks and licenses on this website. This includes but isn’t limited to:
- text
- graphics
- design
- arrangements
- sounds
You can't copy, share, upload, re-publish, convert or transmit any of the content on the website without written consent from us.
You can copy or print parts of the website only for the purpose of getting a quote, using our services or buying insurance from us.
You can’t use, repurpose, change, update, share or republish our content for any other reason, unless you’ve had written permission from us to.
Links to other websites
In this website there are certain links, including hypertext links, which will lead you to websites or pages that we don't control. We include these links to be helpful and convenient, but it doesn’t mean we approve, endorse or take responsibility for them.
We're not responsible or liable for other websites’ content. If you’re redirected to another website via our website, you'll need to contact that organisation to remove your details from their records.
No one can link to this website and take your details without our written consent.