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Microchipping your pet

  • 5, Jul 2022
  • Read time: 8 mins

If your dog or cat goes missing, a microchip gives them the best chance of being returned to you quickly.

This guide will take you through what a microchip is, how to go about getting one for your pet, how MORE THAN’s lost and found cover can also help should your pet go missing, and more.

Dog having their microchip checked.

What is a pet microchip?

A pet microchip is a small chip that goes under your dog or cat’s skin in a quick and simple procedure. The microchip has a unique code that, when scanned by a vet, will show yours and your pets' details.

All about dog microchipping

Let’s explore everything there is to know about getting your dog microchipped, why it’s needed, and how much it costs.

Is dog microchipping compulsory?

Yes, it is a legal requirement for your dog to be microchipped.

Your dog needs to be microchipped from 7 weeks old, and if they’re not, you could be landed with a fine of up to £500.

It’s important that your pet gets microchipped. If they were to go missing, it’s one of the easiest and quickest ways to get you reunited.

Who's responsible for puppy microchipping?

If you’re getting a new puppy from a breeder, they will need a microchip before they come home as part of the compulsory dog microchipping law. If your puppy is not registered before they turn 8 weeks old, the breeder is breaking the law.

When you collect your new furry friend, remind the breeder to give you the microchip paperwork. On your first vet visit with your puppy, your vet can scan and update your details on the microchip database.

Not sure if your puppy has a microchip? You’ll need to first check with your vet, who (if they are chipped) will be able to give you the microchip number. You can then use an online chip checker to find out who it’s registered with.

How much does it cost to microchip my dog?

The cost of microchipping your dog can vary. Vets tend to charge between £10 and £30, plus there may be an extra fee for your appointment. Some charities and organisations may offer it for free if you’re eligible, such as Battersea or Blue Cross.

If you need to change any details on your dog’s microchip, such as your home address, you may be charged an admin fee.

Where can I microchip my dog?

There are a few places that offer dog microchipping, such as:

  • Your vets
  • A charity
  • Rescue centres

Make sure that wherever you choose, they have a microchip qualification. Your dog’s microchip will also need to be registered on a Government-approved database.

What’s the microchipping procedure?

It’s simple, safe and quick, and takes a matter of seconds to do. A chip the size of a grain of rice will go under your dog’s skin using a special implanter. This is usually on the scruff of their neck where there is excess skin.

Once your dog has been microchipped, you’ll receive a confirmation letter or email with the reference and microchip numbers.

Microchips are a non-reactive metal, which means they shouldn’t cause any discomfort. The procedure is no more painful than a standard injection, such as a booster vaccine.

If you have any concerns about your dog reacting to an injection, be sure to speak to the person carrying out the procedure beforehand to ensure your dog is comfortable and happy.

All about cat microchipping

Let’s explore everything there is to know about getting your cat microchipped, why it’s needed, and how much it costs.

Is cat microchipping compulsory?

Currently, the microchipping law doesn't apply to cats. However, it is advised to have your cat microchipped as they can spend a lot of time outdoors roaming.

If you have recently moved or your cat is joining you on holiday, they might wander off and not know their way back to you. A microchip can help with their safe return if your contact details are up to date on the database.

What are the costs of microchipping a cat?

The cost of microchipping your cat can vary. Vets tend to charge between £10 and £30, plus there may be an extra fee for your appointment. Some charities and organisations may offer it for free if you’re eligible, such as your local rescue centre or cat charity.

If you need to change any details on your cat’s microchip, such as your home address, you may be charged an admin fee.

Where can I microchip my cat?

There are a few places that offer cat microchipping, such as:

  • Your vets
  • A charity
  • Rescue centres

Make sure that wherever you choose, they have a microchip qualification.

What’s the microchipping procedure?

It’s simple, safe and quick, and takes a matter of seconds to do. A chip the size of a grain of rice will go under your cat’s skin using a special implanter.

Once your cat has been microchipped, you’ll receive a confirmation letter or email with the reference and microchip numbers.

Microchips are a non-reactive metal, which means they shouldn’t cause any discomfort. The procedure is no more painful than a standard injection, such as a booster vaccine.

If you have any concerns about your cat reacting to an injection, be sure to speak to the person carrying out the procedure beforehand to ensure your cat is comfortable and happy.

How do I change microchip details?

If any of your details change, such as you move house or get a new phone number, you’ll need to remember to update your pet’s microchip details.

To do this, you’ll need to log into or call the database in which your pet’s microchip is registered. If you’re not sure who they’re registered with, use an online chip checker. Your vet should also be able to tell you the microchip number if you’re not sure.

Protecting your pet

Not only is a microchip a legal requirement for dogs, it’s also a safety net for you and your cat or dog should they go missing or get lost. It can make it easier and quicker for you to be reunited with them.

With MORE THAN’s pet insurance, we also offer Lost and Found cover*, which could cover you for the cost of local advertising that your pet is missing, plus a reward for the recovery of your pet if they're lost or stolen.


*Included with Classic and Premier cover levels only. Optional add on for Accident Only and Basic cover levels.

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