Home Insurance Optional Extras

As well as protecting your household contents up to £75,000 as standard, you can also add on a whole range of optional extras to your Home Insurance. This includes Home Contents and Home Buildings upgrades, and our Home Emergency upgrade. Watch our Home Emergency video to find out more.

Find out if Home Emergency Cover is right for you.

Start your quote Retrieve your quote

Buildings upgrade

Upgrade your Buildings Insurance and you'll get Locks & Keys Cover. This covers you for the accidental loss or theft of your keys and accidental damage to the locks of your external doors, up to £500. Find out more about Buildings Insurance.

Contents upgrade

Choose the Contents Insurance upgrade and you'll get £2,000 contents in your garden cover, £11,250 for contents temporarily removed from your home, £7,500 Christmas Cover (one month before and after), £500 Locks and Keys Cover and £15,000 Tenants Liability Cover. Find out more about Contents Insurance.

Protect your personal possessions

Personal Possessions Cover includes cover for items you take out of the home such as your valuables, personal effects and clothing, if lost or stolen anywhere in the UK or abroad for up to 60 days, with a £7,500 limit.

Accidental damage protection

Choose our Accidental Damage protection optional extra and you’ll be protected against accidental damage and accidental loss within your home, such as spilling a glass of wine. Accidental Damage covers damage to your TV, satellite, video, audio and computer equipment, carpets and furniture and breakage of mirrors, ceramic hobs or any glass furniture such as tables or cabinets.

Home emergency cover - plumbers, carpenters and locksmiths

If an emergency occurs and you need urgent repairs, you can use our extensive list of emergency repairers – plumbers, carpenters, locksmiths and more. They’re all available 24 hours a day to deal with emergency repairs. Choose this optional extra and get up to £1,000 cover.

Help with legal services

Ever needed legal help, but didn’t know where to turn? MORE TH>N Legal Services provide you and your family with up to £50,000 legal expenses cover for disputes in relation to personal injury, consumer protection, residential matters and tax related issues. Also, you'll have access to over 150 legal documents which can be reviewed by qualified legal experts. Find out about MORE TH>N Legal Services.

Bicycle protection for you and your family

One of our fantastic added extras is the option to insure your family’s bikes against loss or damage. You can insure your bikes up to £1,500 per bicycle and cover is available both in the UK and worldwide – up to a limit of 60 days.

More For Our Customers

Offers on High Street Stores & Days Out

When you become a MORE TH>N customer you'll have access to MORE 4ME, a website dedicated to discounts and offers specially for you.

Customer loyalty discount

You already trust us with your insurance, so we want to thank you by offering you a great deal on other selected insurance products.