Girl with pet dog and black cat.

Pet insurance

Access to qualified vet nurses, any time, any day

  • Our Premier cover is 5 Star Defaqto rated*
  • We pay 9 out of 10 customers' claims**
  • We can pay your vet directly
Girl with pet dog and black cat.

Subject to vet agreement, excess applies.

Pet insurance Defaqto 2022 5 star

5 Star Defaqto rated* Premier cover pet insurance

We offer a variety of cover levels including our 5 Star Defaqto rated pet Premier cover. Rest assured that your pets are in safe hands with one of the highest quality offerings on the market.

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Person sitting with pet cat and dog.

Claims made easy

We pay 9 out of 10 customers' claims**, so you don't have to worry about the unexpected. Ask your vet to assist with your claims form and, if they agree, we can pay them directly. Excess applies.
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Man on telephone about his dog.

Here for you when you need us

If your pet’s unwell or you just need advice, we’re here for you any time. Our freephone vetfone service is open 24 hours a day, every day, with access to qualified veterinary nurses.

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MORE THAN have been proud supporters of the Dogs for Good charity since 2021

We've teamed up with Dogs for Good, a life-changing charity who create partnerships between people living with disabilities and specially trained assistance dogs.

For every pet insurance policy we sell online, we will make a donation to Dogs for Good. Terms and conditions apply.

MORE THAN and Dogs for Good logos in a banner for the 2021 partnership.
Learn about our partnership

Lost and found cover

Does your pet love to roam too far from home? You could claim towards the cost of advertising or offering a reward for their safe return if they go missing or they are stolen with our lost and found cover. Our Classic and Premier cover levels include this as standard. Conditions and exclusions apply.

We can pay your vet directly

When times get tough, we can help with our easy claims process. Ask your vet to assist with your claims form and, if they agree, we can pay them directly. So you don't need to worry about the unexpected. Excess applies.

Important information

*Our Defaqto rating applies to Premier £1,000, £2,000, £4,000 and £6,000, and Classic £8,000.

**MORE THAN claims data June 2021 to May 2022.

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MORE THAN is a trading name of Royal & Sun Alliance Insurance Ltd, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323).

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