Accidents and emergencies are all an unfortunate part of life. They’re thankfully rare, but it’s important to be prepared for when they do show up, so that they can be dealt with promptly and you can get on with things with minimal impact. Everybody knows the sinking feeling of waking up on a cold winter’s morning only to be greeted by a boiler that just won’t spring into life, meaning no hot shower and no central heating. In such situations, the most important thing is to get it fixed and fixed quickly. That’s where home emergency cover comes into play.
What is home emergency cover?
Normal home contents insurance covers you for damage to or theft of your possessions, but it isn’t normally a quick enough fix for the issues covered by home emergency cover. Home emergency insurance is especially designed for issues that require urgent attention, such as boiler breakdowns, leaks, gas or electrical failures and pest infestations.
When a domestic emergency strikes, you just call a 24-hour dedicated emergency hotline and an approved tradesperson will be sent out to take care of the problem as soon as possible. Different insurers promise different levels of response to home emergencies, and if you call someone yourself, this won’t be claimable under home emergency cover as you must use a tradesperson appointed by your insurer.
With MORE TH>N, if you choose to add Home Emergency Cover to your existing home insurance policy, you’ll benefit from up to £1,000 worth of cover in the event of a domestic emergency. If the issue isn’t immediately treatable and your home isn’t in a fit condition for you to remain there, your family, including pets, will also be covered for an overnight stay while the situation is remedied.
What is covered by home emergency cover?
MORE TH>N Home Emergency Cover protects you in the event of a wide range of emergencies including:
Find out more about Home Emergency Cover from MORE TH>N