Detached large home.

Home insurance

Award-winning home insurance

Our Extra cover is rated 5 Star by Moneyfacts.

Detached large home.

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Moneyfacts home insurance.

5 Star rated Extra cover for your home

Moneyfacts has awarded our highest level of cover 5 Stars for the seventh year running.

Do you have home insurance with us?

Visit our existing customer page to find out how to make changes to your policy. You can also read our FAQs for answers to key questions.

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Because life is more than insurance

Life has its ups and downs. Things can go from calm to chaos in a heartbeat. We get it. From trace and access to new for old cover, we could help get life back on track. 

Which means you can carry on doing what you do best. Being you. Whoever you may be.

Why choose our home insurance?

We offer 3 levels of cover for your contents and buildings - Essentials, Standard and Extra, so you can choose what’s right for you. You'll also get access to a 24-hour claims helpline and the following benefits:

  • Theft from garages and sheds

Get up to £5,000 cover with our Standard cover. This goes up to £10,000 if you choose Extra.

  • Alternative accommodation cover

We'll help you cover the cost of finding somewhere to go if the worst happens.

  • Burst pipes cover

This includes escape of water or flooding caused by a burst pipe.

  • Insurance for renters

We'll cover the cost of accidental damage to items that belong to your landlord. You'll get up to £5,000 cover with our Essentials home insurance or up to £10,000 with our Standard cover.

  • Finding a leak (trace and access)

We'll cover the cost of locating and fixing a hidden leak in your home as standard. You'll get up to £1,000 cover with Essentials, up to £2,500 with our Standard cover and up to £5,000 if you choose Extra.

  • Replace your old items with new

If you have an item that's been stolen or damaged and can't be repaired, we'll replace it with a new item of the same value.

  • Free 24/7 legal advice helpline

Our friendly and experienced legal team will be here to help for the duration of your cover.

  • Manage your policy online

Sign into your home insurance account to view and make changes to your home insurance policy.

Additional cover to go with your home insurance

Choose from our handy optional add-ons as part of your policy with us, for extra peace of mind:

Ready to get a home insurance quote?

Important information

*Boiler repair is covered by home emergency cover. Boiler age and servicing restrictions apply.

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MORE THAN is a trading name of Royal & Sun Alliance Insurance Ltd (No. 93792). Registered in England and Wales at St. Mark’s Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Calls may be recorded and monitored.

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