Pre-existing conditions & ongoing care

Pre-existing and hereditary conditions, ongoing illnesses, as well as how your pet's age can affect your cover.

Are hereditary or congenital conditions covered by your pet insurance?

Find out more about what we cover.

Do you stop offering cover as my pet gets older?

Find out about the cover we offer for older pets.

Is my pet covered for breeding-related conditions?

Our policies do not provide cover for breeding-related conditions.

Does your pet insurance cover pre-existing medical conditions?

If your pet has a pre-existing condition when you take out your policy it will not be covered.

Do you cover ongoing and reoccurring conditions?

Premier, our lifetime cover, does.