Increasing life insurance premiums over time

If you have taken out a life policy or a life policy with critical illness and guaranteed premiums, your premiums will not increase during the term of the policy. 

Your premiums may increase if you add critical illness to your life cover and select a policy with reviewable premiums.

This is because your premiums are fixed for the first five years, after which the insurer has the option to review your premiums on a regular basis.

Find out more about MORE TH>N Life Insurance.

If you have taken out a life policy or a life policy with critical illness and guaranteed premiums, your premiums will not increase during the term of the policy. 

Contact us

Please get in touch using one of the numbers below
  • New quotes: 0800 587 2653 Monday to Friday, 8am to 9pm.
  • Policies bought after 2003: 01243 819 201 Monday to Friday 8.30am to 5pm.
  • Policies bought before 2003: 0800 939 394 Monday to Friday 9am to 5pm.
  • Health Insurance policies bought through RSA: 0800 028 1337, Monday to Friday, 8am to 7pm and Saturday, 9am to 1pm.

Easter bank holiday opening hours:
Good Friday: closed
Easter Monday: 9.30am - 3pm

Calls may be monitored and recorded

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