How do I get rewards for a good driving style score?

Your driving score earns you rewards and renewal discounts which you can keep track of using the SM>RT WHEELS app and dashboard.

  • Your score is rewarded by money loaded onto a SM>RT WHEELS pre-paid Mastercard® You’ll be able to spend your rewards at most places that display the Mastercard sign
  • Your rewards due are calculated at the end of each quarter; the higher your driving score, the bigger rewards you'll earn
  • Our drivers have earned over £1.8 million in rewards for great driving scores
  • Your SM>RT WHEELS card allows you to spend the money loaded onto your card once it has been activated


Here’s how you claim your rewards:


If your policy was taken out on or before 31st October 2017:

For full Terms & Conditions and details of how to claim your reward card, please visit


If your policy was taken out from 1st November 2017 onwards:

We’ll send your reward card to you in the post when you’ve earned your first reward. Download the full Terms & Conditions.


Your MORE TH>N SM>RT WHEELS Reward Mastercard® is issued by Blackhawk Network (UK) Ltd., pursuant to license by Mastercard International Incorporated.



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0345 072 4422

Monday to Friday, 8AM to 8PM | Saturday, 9AM to 5PM | Sunday, 9AM to 4PM.

Find out how to earn and keep track of your rewards and renewal discounts.