What is the definition of social, domestic and pleasure, including commuting?

Social, domestic and pleasure (SD&P), including commuting is defined as commuting to and from a place of work on a working day as well as using your vehicle for domestic and pleasure uses.

When you're getting a car insurance quote, you'll be asked what you use your car for. One of the options is social, domestic and pleasure (SD&P), including commuting.  You should choose this option if you use your car for:

  • Commuting to and from a single place of work on a working day
  • Domestic and pleasure uses such as driving to the supermarket, picking children up from school or driving to the cinema.

It doesn't cover you for:

  • Hiring a car
  • Racing competitions, rallies or trials, or 
  • For business purposes. 

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