Girl with pet dog and black cat.

Pet insurance

Access to qualified vet nurses, any time, any day

Girl with pet dog and black cat.

Existing customers
Dog called Sausage sitting on the floor

Because life is more than insurance

Life has its ups and downs. Things can go from calm to chaos in a heartbeat. We get it. When your pet gets ill or is involved in an accident, we could help get life back on track.

Which means you can carry on doing what you do best. Being you. Whoever you may be.

Why choose MORE THAN pet insurance?

Having the right insurance is important for both you and your pet. As MORE THAN customers, you can benefit from:

Three cover levels

Your pet insurance should suit you, your pet and your lifestyle. That's why we have three different cover levels to choose from, for that added peace of mind.

We pay your vet directly

We pay 9 out of 10 customers' claims*, so you don't have to worry about the unexpected. Ask your vet to assist with your claims form and, if they agree, we can pay them directly. Excess applies.

Round the clock claims

If the unexpected happens, you can make a claim online 24/7. So you can concentrate on getting your furry friend back on their paws.

More pets, more savings

Receive a 10% multi-pet discount for each pet that you insure on the same policy. Discounts applied consecutively.

The experts really rate our Premier insurance

Defaqto 5 Star Rated pet insurance logo for 2024.

We got top marks from Defaqto** again for giving your pet one of the highest quality offerings on the market.

Start a quote
Dog with red lead.

Peace of mind with our lost and found cover

Does your pet love to roam too far from home? If they go missing or are stolen, our lost and found cover could help. You could claim towards the cost of advertising or offering a reward for their safe return.

Our Classic and Premier cover levels include this as standard.

Start a quote

Person sitting with pet cat and dog.

Monthly payments made easy

If you decide to pay monthly for your pet insurance, we offer 0% APR. This means you won't pay any more than you would for a whole policy year upfront.
Start a quote

MORE THAN have been proud supporters of the Dogs for Good charity since 2021

We've teamed up with Dogs for Good, a life-changing charity. They create partnerships between people living with disabilities and specially trained assistance dogs.

MORE THAN and Dogs for Good logos in a banner for the 2021 partnership.
Learn about our partnership

Important information

*MORE THAN data from February 2022 to January 2023

**Our Defaqto rating applies to Premier £1,000, £2,000, £4,000 and £6,000, and Classic £8,000

You can manage the cookies we set on your computer/device in Manage cookies.

MORE THAN is a trading name of Royal & Sun Alliance Insurance Ltd (No. 93792). Registered in England and Wales at St. Mark’s Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Calls may be recorded and monitored.

more than logo