Throughout history, in times of upheaval people have turned to precious metals and stones to 'store' their assets.
The value of jewellery has always been relatively secure - and it's usually easy to carry, if you have to leave in a hurry.
But regardless of price, jewellery is special because it looks great, glittering around your neck or shown off to proud friends like only a priceless engagement ring can be.
And, of course, it's what the jewellery says about your relationships that can matter most - some jewellers believe they can tell the strength of a person's marriage on the cleanliness of their wedding ring.
The obvious problem is that our most precious possessions are so easy to lose, have stolen or drop down a hole. That's
often at least as much of a sentimental loss as a financial one - but at least jewellery cover will help recoup some of the
Here are our recommendations for keeping your jewellery safe and looking fabulous.
- 1. Think carefully about where you're going, not just your destination (theatre, restaurant, party) but getting there and home again (car park, late-night tube, quiet back-street). Consider carrying your jewellery in a purse or pocket, only putting it on to dazzle once you arrive.
- 2. The best cleaning kit is warm water, mild soap (for example eco-friendly washing-up liquid), a soft-bristled toothbrush and a soft cloth. Leave the items soaking in soapy water for a few minutes first.
- 3. There are many specialist cleaning products and techniques (ultrasonic, steam-cleaning, ammonia-based and ethyl-alcohol) but these have risks attached with certain types of jewellery. If in doubt, ask a professional.
- 4. Always make sure your jewellery is insured for its correct value. Despite their long-term security as assets, the prices of jewellery and similar items like watches do fluctuate.
- 5. If a piece is particularly valuable, remember to declare it on your insurance schedule. MORE TH>N insures personal jewellery items as standard in our home contents insurance policy, up to £1,000 for each item, with an overall limit of £7,500. Items worth more than this need to be declared individually.
- 6. Try not to expose jewellery to perfume and hairspray, which can tarnish it. If you wear perfume, put it on before you put on your jewellery and leave a small amount of time in between.
If you find yourself in a situation where you're uncomfortable with people seeing your jewellery, adjust it to attract less attention. If your ring has a large stone, swivel it around so the stone is 'underneath' your hand. If you have necklaces on, put them underneath your clothing until you feel safer.