What We Cover In Our Contents Insurance

Contents Insurance from MORE TH>N does MORE to safeguard your valuables even when you’re not in your home.


Contents cover

MORE TH>N Contents Insurance has the optional extra of Cover Away from the home, so things that you always have on you, such as portable computer games personal stereos and jewellery are covered, wherever you may be. You must tell us if any item you own is worth more than £1,500, other than carpets, curtains and furniture.

Standard Cover

 Possessions Cover
All household items e.g. furniture, curtains Excludes baths & toilets
TVs, hi-fis, videos, PCs, mirrors, glass furniture Covered against accidental damage & breakage
Declared items worth more than £1,500 (exc. Carpet, Curtains and Furniture) e.g. TVs, Jewellery and Laptops Items worth over £1,500 must be declared on the policy.
Freezer contents Included as standard
Business equipment e.g. fax machines, PCs, filing cabinets Included as standard
Garden Trees and Plants Covered up to £2,000
Replacement locks, keys Covered up to £750
Weddings, Birthdays & Religious festivals Automatic increase in cover by £7,500 - one month before and one month after

Home content insurance

How much is everything in your house worth? It’s difficult to judge, that’s why most people underestimate the value of their contents insurance – opting for cheap home contents insurance - ending up with a nasty shock when they have to make a claim.

At MORE TH>N we’ve made sure our Home Contents Insurance offers total peace of mind with £75,000 as our standard cover, with the added benefit of specifying any items worth over £1,500. If you need specified items covered away from the home, just add 'Contents cover outside your home' which is available as an optional extra.

As outlined above, we’ve designed our Home Contents Insurance to cover all the things that make up a modern household. That's why MORE TH>N Home Insurance is an award winner

We may not be the cheapest, but the peace of mind our Home Contents Insurance offers is priceless. Why not get a quote today.


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