Life Insurance - Critical Illness Cover

Critical Illness Insurance gives protection to you and your family should you lose your income due to suffering a critical illness. It is designed to pay out a tax-free lump sum should you be diagnosed with a specified illness or condition.

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What critical illnesses are covered?

The conditions covered by the Insurer will vary but generally include heart attack, stroke, cancer, and multiple sclerosis.

For more specific information please make sure you read the full policy wording.

What will critical illness cover pay for?

Critical Illness cover will pay out a lump sum on diagnosis of a condition as specified in the policy wording. This could help improve your quality of life by paying for necessary treatment or home alterations, paying off your mortgage or covering regular bills. Critical Illness can be added to a Mortgage Protection or Life Insurance policy.

What critical illness options can I choose from?

  • > Choose the best deal from our panel of insurers.
  • > Choose from single or joint cover.

Choose your premiums

When Critical Illness is added to a policy, you can choose between:

  • > A 'guaranteed' product, where the premium remains the same throughout the term of the policy, or
  • > A 'reviewable' product, where the premiums are fixed for the first five years, after which the insurer has the option to review your premiums on a regular basis.

More For Our Customers

Protect Your Family's Future

Choose our Critical Illness Cover and protect your family with a lump sum payout should you be diagnosed with a covered illness.

MORE TH>N - News and Information

MORE TH>N brings you all the news and information about what we cover, what we do and what that means for you, including flood advice.