Legal Stuff

MORE TH>N is a trading style of the RSA Group of companies ('The Group').

If you want to know more about The Group, please visit our Corporate Information page.

This home page provides access to a number of sub-sites, each of which is provided for your use by one or more members of The Group. Full details of these companies can be found within the Conditions of Use of each of the individual sub-sites. The Conditions of Use also describe the terms on which each sub-site may be used.

Within each sub-site you will also find a generic Privacy Policy that applies across all sub-sites. It explains how the data collected from you will be used, stored and protected. Further information will be provided within the sub-site or when we write to you. You should read both the Conditions of Use and Privacy Policy carefully.

They can be accessed from the sub-sites at all times by clicking on the 'Legal Stuff' button on the navigator bar. If you're looking for Legal Services, go to MORE TH>N Legal Services

Conditions of use

The conditions of Use contain full details of the companies providing the products and services illustrated in this web site and describe the terms upon which this web site may be used. Go to the Conditions of Use

Privacy policy

The Privacy Policy explains how we use, retain and protect the information we collect from you within this web site. We suggest you read it before you provide any information to us. Go to the Privacy Policy.


Royal & Sun Alliance Insurance plc is a member of the Financial Services Compensation Scheme (FSCS). This provides compensation in case any member goes out of business or into liquidation and is unable to meet any valid claims against its policies. You may be entitled to compensation if we cannot meet our obligations, depending on the circumstances of the claim. Further information about the compensation scheme can be obtained from the FSCS

Terms & conditions


  • Up to 10% cash back available in the first year only.
  • You can earn cash back via your SM>RT WHEELS Card by driving safely and getting a good driving style score - here's how we work out that score.
  • The SM>RT WHEELS Box in your car sends us information about your driving including your speed, acceleration, braking, cornering, swerving and when and where you drive – this is used to calculate your Driving Style score.
  • You get your rewards for a good Driving Style Score on your SM>RT WHEELS Card – a pre pre-paid Visa card, which will be sent to you when you earn your first reward and we’ll guarantee your first reward will be at least £20.
  • At the moment, there is no other way to get your rewards other than on a SM>RT WHEELS Card.



The security of your personal and financial details is important to us, which is why this website uses 128-bit encryption that utilises SSL (Secure Sockets Layer).

The highest level of security available on the internet

SSL offers the highest level of security available on the Internet. It works by automatically scrambling the information you send over the web so it is meaningless. Once it arrives, we have the key to de-scramble the words.

When you fill in any personal information or payment details, you will be in a secure area of the site.You can check this by looking for a padlock in the bottom corner of your web browser and that the web address starts with 'https:// - the letter 's' stands for secure. When you send your information over the web, it will be encrypted to protect anyone from reading it.

In some instances the web page may not display https:// or a padlock – this is often the case with websites that use framesets. You can still confirm the security settings on these pages by right-clicking on the page and selecting 'properties'.

If the page is secure the address line will begin 'https://'. If you are using a Firefox browser then you will need to select 'This Frame > View Frame Source', and not properties."

Our login panel uses up-to-date technology (a combination of AJAX and SSL) to send your email address and password to our servers in a secure way. Only the login panel uses this technology so you won't see the usual padlock, or other similar device, showing that the whole page is secure.

Your data is as safe as it would be if we had secured the entire page. All the information that we save for you is protected by firewalls and a wide range of IT security measures.

More For Our Customers

MORE TH>N - News and Information

MORE TH>N brings you all the news and information about what we cover, what we do and what that means for you, including flood advice.

Customer loyalty discount

You already trust us with your insurance, so we want to thank you by offering you a great deal on other selected insurance products.