Home Insurance

5 Star Defaqto Rated from £97 a year

Excludes optional extras. Based on 10% of 383 new customers who purchased upgraded buildings and contents cover. Includes applicable discounts. MORE TH>N data Dec 15 - May 16.

Already with MORE TH>N?

You'll get our superb 15% customer loyalty discount when you take out a new policy – find out how

Excludes Life, Pet Accident-Only, MORE TH>N SM>RT WHEELS, Single Trip Travel and motor price for protected NCB. The discount will not be applied to any increase in premium due to medical conditions for Annual Travel Cover. Standard conditions and minimum premiums apply. Discount applies to new policies only. We may withdraw or replace offers at any time. Discount may be revoked if first policy cancelled.

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Up to £100,000 contents cover as standard


Up to £1,000,000 buildings cover as standard


Friendly UK sales, service & claims teams


Why Choose Us

We do more to give you peace of mind - When you select our Home Emergency cover add-on we’ll pay up to £500 towards a replacement boiler if yours breaks down, and we decide yours is beyond economical repair. Excludes boilers over 15 years old or with an output of 60kW or more. Boiler must be serviced annually. If you use our authorised tradespeople.

Why Choose Us
What We Cover

We do more to help you get the cover you want -

Our upgraded buildings and contents insurance has been awarded 5 stars by Defaqto giving you added peace of mind.

What We Cover
Contents Insurance

Discover how good our contents insurance is – We offer up to £100,000 of cover as standard, plus lots of optional extras to choose from, such as our 5 star upgraded cover, Legal Services and personal possessions cover.

Contents Insurance
Buildings Insurance

We offer up to £1,000,000 buildings cover as standard. And if things go wrong, we're here for you 24/7, 365 days a year with up to £200 home emergency assistance as standard, when you use a MORE TH>N authorised tradespeople.

Buildings Insurance
Other Cover Options

As well as our great standard features, you can choose other cover options: such as accidental damage protection, increased home emergency cover of up to £1,000 and bike cover.

Other Cover Options
Home Customer Help

We’ve listened to our customers and put together answers to the questions you ask us the most. Are my garden fences covered? How do I log in to my online account? How can I cancel or renew my policy? The customer help section has the answers to these questions and more.

Home Customer Help

Customer Help


Making a claim or tracking an existing claim

Policies & cover

Frequently asked questions about MORE TH>N Home Insurance cover options, exclusions and excess limits.

Renewals & cancellations

Our renewals process, and how to cancel your Home Insurance policy.

Changes & updates

Changing your personal or policy details.

Policy documents

Your policy documents and how to access them.

Useful contacts

How to contact us and where to send your documents.


Paying your premium, changing your payment type or amending your payment date.

More For Our Customers

MORE TH>N - News and Information

MORE TH>N brings you all the news and information about what we cover, what we do and what that means for you, including flood advice.

Customer loyalty discount

You already trust us with your insurance, so we want to thank you by offering you a great deal on other selected insurance products.