Home Insurance

Home Insurance for as little as £99.

That's what 16% of direct new customers paid between Dec 2014 and May 2015. Excludes optional extras.

Already with MORE TH>N?

You'll get our superb 15% customer loyalty discount when you take out a new policy – find out how

Excludes Life, Pet Accident only and MORE TH>N SM>RT WHEELS, Motor Protected NCD & Single Trip Travel. Discount applies to new policies only. Standard conditions and minimum premiums apply. The discount will not be applied to any increase in premium due to medical conditions for Annual Travel Cover.

Start your quote Retrieve your quote
Home insurance for as little as £99
Up to £75,000 contents cover as standard
Friendly UK sales, service & claims teams
What We Cover

We do more to help you get the cover you want including £200 Home Emergency Assistance as standard. (Must use MORE TH>N authorised tradesperson).

What We Cover
Why Choose Us

We do more to help when you need it most: when the unthinkable happens and you have to make a big claim, one of our Personal Project Managers can help to rebuild your home and your life.

Based on 88% of home claims over £10,000. Excludes extreme weather events. MORE TH>N data Sep 14 - Jan 15. Policy conditions apply.

Why Choose Us
Contents Insurance

Discover how good our contents insurance is – unlike other leading insurers, we offer up to £75,000 worth of cover as standard and loads of optional extras to choose from, such as contents cover upgrade and legal services.

Contents Insurance
Buildings Insurance

Your home is your castle which is why our emergency assistance is included as standard. You'll get up to £200 for urgent assistance to get your home safe and secure in the event of an emergency.

Buildings Insurance
Optional Extras

As well as our great standard features, you can include some optional extras, including increased home emergency cover of £1,000, bicycle cover and full accidental damage protection and legal services.

Optional Extras
Home Customer Help

We’ve listened to our customers and put together answers to the questions you ask us the most. Are my garden fences covered? How do I log in to my online account? How can I cancel or renew my policy? The customer help section has the answers to these questions and more.

Home Customer Help

Customer Help


Making a claim or tracking an existing claim

Policies & cover

Frequently asked questions about MORE TH>N Home Insurance cover options, exclusions and excess limits.

Renewals & cancellations

Our renewals process, and how to cancel your Home Insurance policy.

Changes & updates

Changing your personal or policy details.

Policy documents

Your policy documents and how to access them.

Useful contacts

How to contact us and where to send your documents.


Paying your premium, changing your payment type or amending your payment date.

More For Our Customers

Offers on High Street Stores & Days Out

When you become a MORE TH>N customer you'll have access to MORE 4ME, a website dedicated to discounts and offers specially for you.

Customer loyalty discount

You already trust us with your insurance, so we want to thank you by offering you a great deal on other selected insurance products.