Home Insurance

Home Insurance for as little as £94.

Based on new rates applied to 10% of direct new customers who bought our standard cover between Mar 2015 and Aug 2015. Excludes optional extras.

Already with MORE TH>N?

You'll get our superb 15% customer loyalty discount when you take out a new policy – find out how

Excludes Pet Accident Only, MORE TH>N SM>RT WHEELS and Motor protected NCD. Discount applies to new policies only. Standard conditions and minimum premiums apply.

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Up to £100,000 contents cover as standard


Up to £1,000,000 buildings cover as standard


Friendly UK sales, service & claims teams


Why Choose Us

We do more to help when you need it most: when the unthinkable happens and you have to make a big claim, one of our Personal Project Managers can help to rebuild your home and your life.

Based on 86% of home claims over £10,000. Excludes extreme weather events. MORE TH>N data Mar 15 – Aug 15. Policy conditions apply.

Why Choose Us
What We Cover

We do more to help you get the cover you want, plus our upgraded buildings and contents cover has been awarded 5 stars by Defaqto, giving you added peace of mind for your home.

Defaqto 5 Star Rating is based on an assessment of the overall product, and includes all of the upgraded cover.

What We Cover
Contents Insurance

Discover how good our contents insurance is – unlike some other leading insurers, we offer up to £100,000 worth of cover as standard and loads of optional extras to choose from, such as our 5 star upgrade, Legal Services and personal posssessions cover, and much more.

Contents Insurance
Buildings Insurance

Your home is your castle which is why we offer up to £1,000,000 buildings cover as standard, when you use a MORE TH>N authorised tradespeople.

And if things go wrong, we're here for you 24/7, 365 days a year, with up to £200 emergency assistance as standard.

Buildings Insurance
Optional Extras

As well as our great standard features, you can include some optional extras with your policy, such as increased home emergency cover of up to £1,000, bike cover with your contents insurance, or accidental damage protection for your buildings.

Optional Extras
Home Customer Help

We’ve listened to our customers and put together answers to the questions you ask us the most. Are my garden fences covered? How do I log in to my online account? How can I cancel or renew my policy? The customer help section has the answers to these questions and more.

Home Customer Help

Customer Help


Making a claim or tracking an existing claim

Policies & cover

Frequently asked questions about MORE TH>N Home Insurance cover options, exclusions and excess limits.

Renewals & cancellations

Our renewals process, and how to cancel your Home Insurance policy.

Changes & updates

Changing your personal or policy details.

Policy documents

Your policy documents and how to access them.

Useful contacts

How to contact us and where to send your documents.


Paying your premium, changing your payment type or amending your payment date.

More For Our Customers

MORE TH>N - News and Information

MORE TH>N brings you all the news and information about what we cover, what we do and what that means for you, including flood advice.

Customer loyalty discount

You already trust us with your insurance, so we want to thank you by offering you a great deal on other selected insurance products.