Am I covered if I work from home?

Our standard home contents insurance covers business equipment in your home. It covers your computers, fax machine, printer or any other office equipment for up to £7,500.

Working from home

Whether you're covered when you're working at home depends on the type of work that you're doing. If you are bringing your laptop home from the office then it's not a problem.

If you run a business from home, we are unable to insure any risks which are to be insured in the name of a company. Find out more about MORE TH>N policies for businesses.


We also offer up to £1 million personal liability cover and up to £10 million employers liability cover in our home contents insurance. 

People who work in your home, such as cleaners or gardeners, are covered under your home policy. 

However, our home liability cover excludes any liability arising from employment, trade, professions or business of any of your family.

If you run a business from your home then you need a more specialist public liability policy.

Further information

For more detailed information either contact us using the options below or download our home policy documents




Please call us on 03301 023 627.

Please note that charges may apply if you call from your mobile phone. Calls may be recorded and monitored.

Opening times

  • Monday to Friday, 8am to 8pm
  • Saturday, 9am to 5pm
  • Sunday, 9am to 4pm
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Include as much as detail as possible, including your policy number, name and personal contact information, but for security reasons please don't send us payment information by Email.

We’ll respond within 24 hours, Monday to Friday.


You can also write to us at:

MORE TH>N Customer Services
PO Box 825
Colmore Gate
B3 2AY

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