Is my partner earning a No Claim Bonus (NCB) on my policy as well as me?

Only the policyholder earns a a bonus on the policy. 

However, if a spouse or partner would like to insure a second car with us we may be able to duplicate the bonus.

Duplicating your No Claim Bonus

We may however be able to duplicate your No Claim Bonus on another car if you meet the following criteria: 

  • >there are no drivers under 25 years on any car
  • >all drivers have had a full UK or EU licence for at least one year
  • >both cars are insured with MORE TH>N
  • >the second policy is in your or your partner's name.

You must also meet our eligibility criteria.  

Further information

To duplicate your No Claim Bonus, please contact us using one of the options below.  




Please call us on 0330 102 2911.

Please note that charges may apply if you call from your mobile phone. Calls may be recorded and monitored.

Opening times

  • Monday to Friday, 8am to 8pm
  • Saturday, 9am to 5pm
  • Sunday, 9am to 4pm.
Email & Post>


For general enquiries please Email

For claims please Email

When you Email us please include your policy number, name and personal contact information, and if you're making a claim, as much detail about the claim as possible. For security reasons, please don't send us payment information by Email.

We’ll respond to your Email within 24 hours, Monday to Friday.


You can also write to us at:

MORE TH>N Customer Services
PO Box 825
Colmore Gate
B3 2AY

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