What is the definition of social, domestic and pleasure, including commuting?

When you're getting a car insurance quote, you will be asked what you use your car for. One of the options is social, domestic and pleasure (SD&P), including commuting.  You should choose this option if you use your car for:

  • >commuting to and from a single place of work on a working day
  • >domestic and pleasure uses such as driving to the supermarket, picking children up from school or driving to the cinema.

It doesn't cover you for:

  • >hiring a car
  • >racing competitions, rallies or trials, or 
  • >for business purposes. 

For more information please get in touch using one of the options below.




Please call us on 0330 100 7823.

Please note that charges may apply if you call from your mobile phone. Calls may be recorded and monitored.

Opening times

  • Monday to Friday, 8am to 8pm
  • Saturday, 9am to 5pm
  • Sunday, 9am to 4pm.
Email & Post>


For general enquiries please Email car@morethan.com

For claims please Email morethan.motorclaims@uk.rsagroup.com.

When you Email us please include your policy number, name and personal contact information, and if you're making a claim, as much detail about the claim as possible. For security reasons, please don't send us payment information by Email.

We’ll respond to your Email within 24 hours, Monday to Friday.


You can also write to us at:

MORE TH>N Customer Services
PO Box 825
Colmore Gate
B3 2AY

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