How do I get rewards for a good driving style score?

The information provided by your black box generates a driving score, which you’ll be able to view on your personalised dashboard (online or via the app).

Your score is rewarded by cashback loaded onto a SM>RT WHEELS pre-paid debit card (we’ll send this to you once you earn your first reward and it may take up to 2 weeks to arrive.)  The higher your driving score, the more your rewards!  We’ll guarantee your first reward will be at least £20.  

You’ll be able to spend your rewards at most places that display the MasterCard sign - apart from buying train tickets from a ticket machine or petrol from pay @ pump machines (you can still pay for these things at the till with your SM>RT WHEELS pre-paid debit card though). 

Your card is a SM>RT WHEELS pre-paid debit card - meaning you won't be able to go overdrawn - you can only spend the money loaded onto the card once it’s been activated.  For more help on how to activate your SM>RT WHEELS pre-paid debit card, see our SM>RT WHEELS reward programme terms and conditions. 

You can load additional funds onto the card with a minimum load of £20 and a transaction fee of £1.

There is no other way to get your rewards other than on a SM>RT WHEELS pre-paid debit card.

Terms and conditions apply - visit this page to learn more about those.


Terms and conditions apply.


We're currently CLOSED. Please see our opening hours below.

Give us a call on 0345 072 4422

Please note that charges may apply if you call from your mobile phone. Calls may be recorded and monitored.

Opening times

  • Monday to Friday, 8am to 8pm
  • Saturday, 8am to 5pm
  • Sunday and Bank Holidays, 9am to 5pm
Thanks for your feedback

Please don't enter any personal information (such as your policy number, email address or password) in the box above.

More For Our Customers

MORE TH>N - News and Information

MORE TH>N brings you all the news and information about what we cover, what we do and what that means for you, including flood advice.

Customer loyalty discount

You already trust us with your insurance, so we want to thank you by offering you a great deal on other selected insurance products.