What We Cover In Our Car Insurance

MORE TH>N is all about giving you the car insurance cover that fits your needs, which is why there are three levels of motor insurance cover from which to choose: comprehensive; third party, fire and theft; and third party only. Take a look at the handy online comparison chart and you’ll see what’s offered in each level of car insurance cover. MORE TH>N makes motor insurance cover simple and straightforward.

1. Comprehensive - Comprehensive insurance covers accidental damage caused to your car and damage or injury you cause another vehicle or its driver in an accident. Loss of or damage to your car through fire or theft is also covered.

2. Third Party, Fire & Theft - Third party, fire & theft car insurance covers damage or injury you cause to another vehicle and/or its driver. Loss of or damage to your car through fire or theft is also covered. But it doesn't cover your own vehicle if it's damaged in an accident.

3. Third Party Only - Third party insurance is the minimum legal requirement for any driver to take out. It covers damage or injury you cause to another vehicle and/or its driver - but not damage to or loss of your vehicle.

Check out the cover below and get a quote.

Looking afer you

Getting your car back on the road following an accident is down to the garage. But what about you?

MORE TH>N offers a range of well being services:

• Free medical helpline available 24 hours from our team of doctors and nurses
• Free post-accidental professional counselling helpline
• Free legal advice helpline

Pass Plus

MORE TH>N recognise that holders of a Pass Plus Certificate have undertaken additional voluntary training to improve their driving skills - and they may benefit from our improved eligibility criteria.

• Policyholders who have obtained the Pass Plus certificate need not have held a full UK licence for 12 months
• Policyholders who have obtained the Pass Plus certificate will be allowed the equivalent of 1 years NCB provided there is no other bonus operative.
• Where the Pass Plus driver is not the policyholder, we will discount the premium (automatically) by £30.

To see if you can benefit from Pass Plus please call 0800 300 220.

Trailer Cover

It may be possible to include protection for trailers under your policy.

MORE TH>N offers a range of well being services:

• The maximum value of the cover is £2,500
• Certain types of trailer will be excluded from cover, eg caravans, livestock trailers or trailers with plant attached.

This cover is currently not available online, please call 0800 300 220 to include trailer cover in your quote.

Interested? To find out just how affordable it is to protect your car with MORE TH>N, get a quote now.

If you need more detail, download our policy document